Изучение различий в уровне финансовой грамотности 15-летних учащихся девяти регионов Проекта Министерства финансов и генеральной совокупности 15-летних учащихся России (по результатам исследования PISA-2018)

Отечественная и зарубежная педагогика. 2021. Т. 2. № 5(79). С. 78–97.

Рутковская Е. Л., Половникова А. В., Kolachev N.

The article introduces readers to a feature of the 2018 Financial Literacy study, which included two samples and two groups of results: results for the Russian Federation in general and results for a sample of fifteen-year-old students from regions participating in the Ministry of Finance Project "Promoting Financial Literacy and the Development of Financial Education in the Russian Federation". The paper demonstrates the specifics of students' task performance, examines differences in their performance as compared to leading countries and countries with modest academic results in PISA. In addition, the test results are analyzed through the socio-demographic characteristics of the students. It is shown that students from the regions of the Project demonstrate achievements comparable to the Russian average, and even exceed them in some tasks. The results of Russian students from secondary vocational education (SVE) institutions are significantly higher than the average result of SVE students from OECD countries. For the sample of 9 regions, this difference is even more pronounced. The scores of students in the 9 regions of the Project from localities with less than 3,000 inhabitants are lower than the scores of their peers from the same localities in the OECD and Russia. The results of students in 9 regions from small and medium-sized cities exceed the results of their peers from similar cities in Russia but still lag behind OECD countries. The achievements of students in 9 regions from large cities are superior to both Russia and OECD countries. The results of the assessment conducted on a sample of the Project regions make it possible to evaluate the importance of educational practices implemented in the Project regions in the context of their influence on the financial literacy attainments.

Keywords: финансовая грамотность, PISA, результаты российских учащихся, financial literacy, financial literacy level, evaluation area, results of Russian students, уровень финансовой грамотности, международная программа по оценке образовательных достижений учащихся PISA, Project of the Ministry of Finance of Russia, Проект Министерства финансов, область оценки