Ответственность банков за поставку товаров, приобретаемых с использованием карт международных платежных систем, через процедуру чарджбек

Банковское право. 2017. № 2. С. 67–73.

Molodyko K.

In this article, I research chargeback as a concept of mandatory civil liability of banks and other financial institutions for delivery supplied by their clients. In particular, in case the purchase of goods or services with the use of services of financial organisations, the latter are responsible for delivery of booked goods or services, their relevant obligations are based on international payment systems imperative rules. Chargebacks only partially regulated by the national Russian legislation, however, can be applied according to the rules of international payment systems on a larger scale for cards payments in Russia and as well as for payments outside Russia by bank cards issued by the Russian banks.

Keywords: ипотека, mortgage, payments, платежи, chargeback, чарджбек, protection of rights of consumers of financial services, защита прав потребителей финансовых услуг