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The features of the Russian banking sector transformation
Opcion. 2018. Vol. 34. No. 16. P. 89–110.
Lyapuntsova E. V., Tatuev A. A., Rokotyanskaya V. V., Shanin S. A., Galiuta O. N.
The purposes of work are to reveal the modern characteristics of the transformation of the banking system, taking into account the function of a financial intermediary in the economy via statistical analysis of proportions. Analytical and theoretical results of the study showed that the structure of the banking sector of the national economy will be determined not so much by the criteria of profitability as by new organizational, managerial and financial technologies. In conclusion, In order to effectively develop banking activities, the main attention should be paid to a large number of systemic advantages of cryptographic blockchain technology.
Kopnova E., Османова А. О., В кн.: Цифровая экономика как драйвер экономического и социального развития: материалы IV международной научной конференции.: М.: МГИМО (У) МИД РФ, 2023. С. 130–151.
The work is devoted to the study of the ruble bank deposits market in Russia as a tool for attracting domestic monetary resources to stimulate economic growth. The analysis of the share of the studied banks in the total volume of ruble deposits made it possible to assess the concentration of the market, to identify ...
Added: January 23, 2026
Kuninets A., Malygina E., Nesterenko A. et al., Journal of Computer Virology and Hacking Techniques 2026 No. 22
This work describes a post-quantum lattice-based linkable ring signature scheme over NTRU lattices, constructed within the Raptor framework. Our design incorporates the Ducas–Prest Gaussian sampler, the signature generation and verification algorithms from the Falcon scheme, and the key generation algorithm from the Mitaka scheme. This hybrid approach combines Falcon’s compact signatures and fast verification with ...
Added: January 23, 2026
Хоминич И. П., Фрумина С. В., КноРус, 2025.
Pension funds play a key role in ensuring the financial stability of retirees. In Russia, the pension system consists of two main components: state pension payments provided by the Social Fund of Russia (formerly the Pension Fund of Russia) and additional voluntary savings programs implemented by non-state pension funds (NPFs). The Social Fund of Russia ...
Added: January 20, 2026
Meissner D., Salati Marcondes de Moraes G. H., Brandão Fischer B. et al., / NRU Higher School of Economics. Series WP BRP "Science, Technology and Innovation". 2025. No. WP BRP /STI/2025.
Innovation has long been at the center of debates in economics, management, and organizational studies. However, innovation is never free of uncertainty and risk. Every act of innovation implies a departure from established paths and a willingness to embrace the unknown. From the beginning it's never clear if there is an audience which appreciates the ...
Added: November 28, 2025
Cripps K., Ivanova E., Sridaran K. et al., / Series 0 "0". 2024.
Imagine a world where individuals are considering the impact on the long term of the decisions they are making. Where, as they analyze information, they wonder who are the stakeholders impacted – extending beyond the traditional ones to include Nature, the ecosystem as a stakeholder, and the next generations. Imagine young people reminding each other ...
Added: November 5, 2025
Староверова О. В., Kosov M., Финансовая жизнь 2024 № 4 С. 37–42
The article is devoted to the study of the possibilities of forming a sustainable strategy for the development of financial markets, which will allow developing a ready-made methodology for decision-making in financial market management and increasing the volume of the real sector and improving macroeconomic indicators. The problem of maintaining a positive growth trend is ...
Added: October 22, 2025
Фундаментальные и прикладные исследования в области экономики и финансов. Орел, 03 декабря 2020 года
Дмитриева Н. Ю., Аникин А. В., Ермаков А. В., Орел: Среднерусский институт управления - филиал РАНХиГС, 2020.
As a result of the Covid-19 pandemic, the dominant influence of the five largest banks in the Russian banking sector (more than 60% of the total assets and capital of the Russian banking system) has become even more pronounced, with most of them having state participation in their capital. However, the restrictions imposed as a ...
Added: October 12, 2025
Egorov A., Procedia Computer Science 2025 No. 266 P. 126–134
This article investigates the impact of innovative activity on the efficiency and financial stability of commercial banks, considering institutional factors and the role of intangible assets. An econometric analysis of panel data from 13 systemically important Russian banks between 2010 and 2022, employing a fixed effects model, reveals that an increase in investments in intangible ...
Added: September 8, 2025
Balanda B., ЭКО 2025 Т. 55 № 6 С. 222–240
The paper compares the influence of macroeconomic factors on the financial stability of the banking systems of Russia and Brazil using SVAR modeling in 2000-2020. It is commonly believed that the economies of Russia and Brazil are similar, but the study revealed significant differences in their banking systems. The Russian banking system has proven to ...
Added: July 16, 2025
Malik S., Garg M., Thomas A. et al., Business Process Management Journal 2025 Vol. 31 No. 5 P. 1703–1735
Purpose
This paper aims to investigate and prioritize the critical factors that influence the adoption of artificial intelligence in credit risk assessments and scoring by banks.
Design/methodology/approach
A systematic literature review was carried out to identify the relevant studies. An exhaustive assessment of these studies enables us to identify criteria and sub-criteria affecting artificial intelligence adoption in banks’ ...
Added: June 30, 2025
Sokolov B., / Series OSF "SocArXiv". 2025.
This paper reviews various estimands used in modern scientific and applied research to operationalize causal inquiries within the Rubin Causal Model framework. I first introduce the most widely utilized average treatment effects, such as ATE, ATT, and ATC. I then describe their popular extensions, including those targeting local and conditional treatment effects; causal interactions and mediation; effects ...
Added: May 6, 2025
Ovanesova Y., Moshiashvili M. M., Типсина Н. О., / Series "Working Papers". 2021.
The purpose of this article is to analyze and evaluate the cultural characteristics of the digital ecosystem product teams leaders and operational efficiency. Using binary choice models (the main conclusions were made on the basis of logit regressions), has been found a significant negative relationship between the probability of achieving business goals by a team ...
Added: February 17, 2025
Kapeliushnikov R., / Высшая школа экономики. Серия WP3 "Проблемы рынка труда". 2024. № WP3/2024/03.
The paper analyses the little-known essay of one of the classics of economic thought, J. A. Schumpeter (1883–1950), “The Sociology of Imperialisms,” where he appears not as an economic theorist, but as an economic sociologist. The problem of imperialism interested Schumpeter almost throughout his scientific career. His theory was polemically directed against various Marxist interpretations, ...
Added: December 18, 2024
Kapeliushnikov R., / Высшая школа экономики. Серия WP3 "Проблемы рынка труда". 2024. № WP3/2024/02.
The paper explores the key development in the Russian labor market of the 2020s – emergence of a massive overhang of vacant jobs, which has already reached a record level of 7 percent. The paper discusses theoretical aspects of the problem of labor “shortage”, examines probable triggers for the vacancy escalation, and analyzes its dynamics and ...
Added: December 18, 2024
Kapeliushnikov R., / Высшая школа экономики. Серия WP3 "Проблемы рынка труда". 2024. № WP3/2024/01.
The history of economic thought knows a few of heated methodological controversies (Methodenstreit), the most famous of which was a “battle” at the end of the 19th century between Austrian and New historical schools on proper methods of social sciences. Later at the turn of the 1930–1940s a dispute arose between J.M. Keynes, on the one ...
Added: December 18, 2024
Zvereva V., / Банк России. Серия 1 "Аналитические записки". 2024. № 10.
Россия относится к числу стран, которым присуща выраженная региональная неоднородность. Эта неоднородность может быть связана с географическим расположением региона. Например, регионы Дальнего Востока имеют внешнеэкономические связи преимущественно со странами Азии, в то же время регионы запада России преимущественно связаны с Европой. Неоднородность также может быть следствием разной структуры экономик регионов. Например, в южных регионах традиционно ...
Added: December 12, 2024
Zvereva V., Скуратова А. В., / Банк России. Серия 1 "Доклады об экономических исследованиях". 2024. № 129.
Целью данного исследования являлась оценка вклада федеральных и региональных факторов в работу процентного канала трансмиссионного механизма денежно-кредитной политики (ТМ ДКП) после начала пандемии COVID-19 в 2020 году и усиления санкционного давления в 2022 году. Полученные результаты свидетельствуют о том, что наблюдается заметная асимметрия и неоднородность в реакции региональных банковских ставок на ДКП в зависимости от рынка (корпоративное кредитование или депозиты населения), характера ДКП (сдерживающая или стимулирующая) и влияния региональных факторов. Лаг ДКП составляет: 2–3 месяца для рынка корпоративного кредитования и 3–4 месяца для рынка ...
Added: December 12, 2024
Беляков А. О., Grishchenko V., Деньги и кредит 2024 № 3 С. 106–120
In early July 2024, the 12th international seminar of the Bank of Russia, the New Economic School, and the Department of the Bank of Russia at the HSE University was held on the topic of ‘Competition in the Financial Sector – Barriers, Challenges, and Paths for Further Development’. The seminar featured presentations focused on the ...
Added: November 5, 2024
N. S. Kulyasov, Opekunov V. A., Tikhonov Y. P., , in: Proceedings of the International Scientific Conference “Smart Nations: Global Trends In The Digital Economy”, Volume 2, 2022. Lecture Notes in Networks and Systems (LNNS, volume 398).: Springer, 2022. P. 72–79.
he contribution considers the role of digital assets in the transformation of contemporary corporate relations. The prerequisites for the emergence of digital assets in the modern economy are studied in this work, various approaches to the interpretation of the definition of digital assets, including at the legislative level, are presented. Tokens are allocated as one ...
Added: September 26, 2024
Oshmankevich K., Вестник Московского университета. Серия 26: Государственный аудит 2021 № 4 С. 79–86
The article is devoted to the features of functioning of banking system institutions in Russia within economy digitalization. The author observes normative acts reflecting the role and functions of the Bank of Russia and credit organizations under new economic conditions. Additionally, the definition of digital economy is provided as well as researchers’ opinion about emerging ...
Added: September 11, 2024
Oshmankevich K., Финансовое право 2022 № 9 С. 38–40
В статье рассматриваются особенности регулирования банковской системы Китайской Народной Республики. В частности, автором выделяются два ключевых регулятора - Народный банк Китая и Комиссия по регулированию банковской и страховой деятельности Китая, раскрываются их основные полномочия по осуществлению банковского регулирования и банковского надзора. Автор также затрагивает вопрос нормативного регулирования деятельности указанных субъектов, в частности Закон КНР «О ...
Added: September 11, 2024
Мишура А. В., Экономика региона 2024 Т. 20 № 1 С. 293–304
Due to the dominance of the largest banks, the issue of increasing concentration and monopolisation of the Russian banking sector is discussed in regards to the competition in the industry. The Bank of Russia set the task to increase competition and reduce concentration in the financial sector, including at the regional level. This task can ...
Added: August 3, 2024
Pastukhov E., Journal of Corporate Finance Research 2024 Vol. 18 No. 2
Added: July 24, 2024
Davydov V., Krymov A., Yanovich Y. et al., , in: 2023 IEEE 43rd International Conference on Distributed Computing Systems (ICDCS).: IEEE, 2023. P. 1017–1020.
This paper demonstrates the use of blockchain technology in asset-backed securitization (ABS) and presents Quicktoken, a blockchain platform for ABS. Financial institutions can use Quicktoken to assign a correspondence between initial assets and securities, deploy smart contracts for securities issuance, and store the correspondence between assets and non fungible tokens (NFTs) on the blockchain. Investors ...
Added: December 21, 2023