• A
  • A
  • A
  • АБВ
  • АБВ
  • АБВ
  • A
  • A
  • A
  • A
  • A
Обычная версия сайта
  • RU
  • EN
  • HSE University
  • Publications
  • Book chapter
  • Какое финансовое поведение демонстрирует российская молодежь?
  • RU
  • EN
Расширенный поиск
Высшая школа экономики
Национальный исследовательский университет
Priority areas
  • business informatics
  • economics
  • engineering science
  • humanitarian
  • IT and mathematics
  • law
  • management
  • mathematics
  • sociology
  • state and public administration
by year
  • 2028
  • 2027
  • 2026
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • 2008
  • 2007
  • 2006
  • 2005
  • 2004
  • 2003
  • 2002
  • 2001
  • 2000
  • 1999
  • 1998
  • 1997
  • 1996
  • 1995
  • 1994
  • 1993
  • 1992
  • 1991
  • 1990
  • 1989
  • 1988
  • 1987
  • 1986
  • 1985
  • 1984
  • 1983
  • 1982
  • 1981
  • 1980
  • 1979
  • 1978
  • 1977
  • 1976
  • 1975
  • 1974
  • 1973
  • 1972
  • 1971
  • 1970
  • 1969
  • 1968
  • 1967
  • 1966
  • 1965
  • 1964
  • 1963
  • 1958
  • More
Subject
News
September 25, 2026
AI Users Earn Up to 41.8% More Than Non-Users
Research conducted by economists at HSE University has revealed a significant correlation between the regular use of GenAI in the workplace and higher pay among Russian employees. The study found that individuals who frequently use GenAI in their professional activities earn notably more than those who reject these new tools or resort to them occasionally. The salary premium for highly qualified specialists reaches 41.8%. The article was published in the Voprosy Ekonomiki journal.
September 24, 2026
‘Feedback and Constructive Criticism Are Essential in Our Profession
Vincent Fardeau, Associate Professor at HSE ICEF, has reached a major career milestone: he recently published his paper ‘Asymmetric Thin Markets’ in the Journal of Financial Economics, successfully passed his major academic review, and received tenure. In this interview, Vincent discusses the story behind the paper, explains the concept of asymmetric thin markets, and shares his advice for young scholars aiming to publish in top-tier journals.
September 22, 2026
Personal Interest in Doctoral Thesis Topic Most Important for Confidence in Successful Defence
A researcher at HSE University analysed data on 1,539 doctoral students from 161 Russian universities to identify which features of a thesis topic are associated with academic success and engagement. The most important factor was found to be personal interest in the research topic, which was associated with almost all key aspects of doctoral programme experience—from engaging with the academic supervisor to research activity and confidence about successfully defending the thesis. The findings have been published in Higher Education.

 

Have you spotted a typo?
Highlight it, click Ctrl+Enter and send us a message. Thank you for your help!

Publications
  • Books
  • Articles
  • Chapters of books
  • Working papers
  • Report a publication
  • Research at HSE

?

Какое финансовое поведение демонстрирует российская молодежь?

С. 196–205.
Kozlov N.

The article reviews a structure of the Russian young people’s financial behavior by its types. The research subject is a sphere of behavioral economics of the youth concerning the matters of disposition of the personal finances. The purpose is to estimate which type of behavior in finances the Russian youth applies today and will apply in future. The research tasks are presentation of done researches in behavioral finances, building of the own classification of types and its approbation by means of revealing features of the financial behavior of the Russian youth. It was found that the functional financial behavior forms constitute only the fifth part of the whole financial behavior structure.

Language: Russian
Full text
Keywords: финансовое поведениемолодежьсберегательное поведениеfinancial behaviorкредитное поведениеbehavioral financescredit behaviormodern youthcredit attitudesкредитные установки

In book

Финансово грамотное поведение современной молодежи: просвещение, стратегии поведения, социальные практики реализации финансовой культуры: сборник научных статей
Каз.: Отечество, 2019.
Similar publications
Финансовая грамотность и ответственное финансовое поведение российских домохозяйств
Синяков А. А., Зверева В., Шелованова Т. И., / Центральный банк Российской Федерации. Серия 132 / 2024 "Серия докладов об экономических исследованиях". 2024. № 132.
At the end of 2023, Russia updated its Strategy for Improving Financial Literacy and Developing Financial Culture Until 2030. Unlike the previous strategy, the current strategic goals include not only financial literacy but also financial culture. ‘Culture’ is normative and socially preferred behaviour. The updated strategy brings into focus the relationship between financial literacy and responsible financial behaviour. To explore this relationship, the authors rely on data from the All-Russian Survey of Consumer Finance (2020 and 2022).  Socially ...
Added: June 1, 2026
Потребительские и финансовые практики среднего класса в России: неотъемлемые черты или факторы дифференциации?
Pishnyak A., Khalina N., Nazarbaeva E., Вопросы экономики 2026 № 5 С. 34–50
Drawing on the analysis of the consumer and financial practices of the Russian middle class, this article examines whether these practices represent its inherent characteristics or serve as factors of internal differentiation. Using a multidimensional definition of the middle class based on respondents’ income level, education, and occupational status, and relying on data from a ...
Added: May 28, 2026
Финансовая (не)устойчивость домохозяйств в России: масштабы и траектории перехода
Kuzina O. E., Моисеева Д. В., Вопросы экономики 2026 № 5 С. 76–95
Оценены масштабы финансовой (не)устойчивости населения, которая определяется как (не)способность справиться с возможными неожиданными финансовыми трудностями, вызванными значительным снижением доходов или крупными, непредвиденными расходами. Предложена методика оценки масштабов финансовой (не)устойчивости россиян на основании трех критериев: 1) в широком определении к финансово неустойчивым отнесены домохозяйства с высокой долговой нагрузкой или без ликвидных сбережений; 2) в узком определении критерий высокой ...
Added: May 6, 2026
Социальное происхождение и содержание труда на старте карьеры выпускников российских вузов
Nikitin M., Lukina A., Социологические исследования 2026 № 4 С. 43–57
The article examines the relationship between family socio-economic status and the content of work performed by university graduates in Russia at the beginning of their professional careers. While most studies of educational inequality focus on income or employment outcomes, this study shifts attention to the characteristics of the work performed as an indicator of job ...
Added: March 29, 2026
Механизм формирования отношения молодежи к труду: сетевые связи и восприятие институтов
Poplavskaya A., Социологическое обозрение 2026 № 1 С. 85–111
One of the acute issues of contemporary Russian reality is understanding the youth and their ambivalent attitude to work. Based on a series of empirical studies examining Russian university students` work values, the author concludes that the main dilemma of future professionals lies in the choice between personally beneficial (presumably highly paid and prestigious) and ...
Added: March 24, 2026
Формы креативности молодежи на Северном Кавказе: кейсы Нальчика и Пятигорска
Kuziner E., Chernysheva N., Социологические исследования 2026 № 2 С. 99–110
The article examines the forms of creativity available to young people in two cities of the North Caucasus – Nalchik and Pyatigorsk – against the background of a persistent tension between territorial branding for tourism and the preservation of local authenticity. The theoretical framework draws upon debates on the “creative city” (S. Sassen, S. Zukin, ...
Added: March 17, 2026
МОЛОДЕЖНОЕ СОЦИАЛЬНОЕ ПРЕДПРИНИМАТЕЛЬСТВО - ФАКТОР УСТОЙЧИВОГО РАЗВИТИЯ ОБЩЕСТВА
Shokhin A. N., Гвоздев В. Е., Бизнес. Общество. Власть 2025 № 3 (57) С. 95–102
Youth social entrepreneurship is emerging as a key driver of sustainable development, combining economic efficiency with a social mission. The article analyzes current trends, support institutions, and barriers to the sector's growth in Russia. Based on recent data (2024–2025), the leading regions (Moscow Oblast, Bashkortostan, Leningrad Oblast) and their success factors are identified: government grants, ...
Added: February 27, 2026
Локальная творческая индустрия на распутье: креативные стартапы молодежи Юга России
Omelchenko D., Lisovskaya I., Сибирские исторические исследования 2025 № 4 С. 260–282
Authors of the article approach the analysis of youth initiatives in the area of developing creative industries in the city of South Russia with special attention to the practices of (re)production and use of local features through vivid startups realized in special ethno-religious conditions. Authors also attempt to understand how young people use the subject ...
Added: February 11, 2026
От фундамента к облицовочному камню. О судьбе христианского брака в разговорах с молодыми людьми
Pavlyutkin I., Мониторинг общественного мнения: Экономические и социальные перемены 2025 № 2 С. 252–265
The article discusses the book by sociologist M. Regnerus “On the Future of Christian Marriage”. It presents the results of a comparative sociological study on the attitudes of young Christians to marriage in seven countries, including Catholics, Protestants, and Orthodox. On the one hand, the book echoes the results of many other studies discussing the ...
Added: January 18, 2026
Социальная идентичность как фактор отношения молодежи к межстрановой интеграции в эпоху глобализации
Гриценко В. В., Шорохова В. А., Узойкина А. И. et al., Современная зарубежная психология 2026 Т. 15 № 1 С. 27–37
Context and relevance. The global tensions and increasing sanctions pressure on Russia create the context when it seems particularly important to study the factors influencing Russian youth’s attitudes toward cross-country integration. Social identity is known to be one of the key factors shaping perceptions and evaluations of integration processes between states is social identity. However, ...
Added: December 1, 2025
Самореализация и саморазвитие в понимании молодежи: по материалам российских социальных сетей
Balakina Y. V., Grigoreva M., Соколова Е. Н., Вестник Московского университета. Серия 12: Политические науки 2025 № 6 С. 101–122
The article explores how young users of Russian social media conceptualize and express the value of self-development and self-realization. The study is grounded in Anthony Giddens’s theory of “reflexive modernity” and considers the influence of neoliberal self-discipline on the formation of subjectivity in digital environments. The empirical basis comprises 369 public posts authored by users ...
Added: November 25, 2025
  • About
  • About
  • Key Figures & Facts
  • Sustainability at HSE University
  • Faculties & Departments
  • International Partnerships
  • Faculty & Staff
  • HSE Buildings
  • HSE University for Persons with Disabilities
  • Public Enquiries
  • Studies
  • Admissions
  • Programme Catalogue
  • Undergraduate
  • Graduate
  • Exchange Programmes
  • Summer University
  • Summer Schools
  • Semester in Moscow
  • Business Internship
  • Research
  • International Laboratories
  • Research Centres
  • Research Projects
  • Monitoring Studies
  • Conferences & Seminars
  • Academic Jobs
  • Yasin (April) International Academic Conference on Economic and Social Development
  • Media & Resources
  • Publications by staff
  • HSE Journals
  • Publishing House
  • iq.hse.ru: commentary by HSE experts
  • Library
  • Economic & Social Data Archive
  • Video
  • HSE Repository of Socio-Economic Information
  • HSE1993–2026
  • Contacts
  • Copyright
  • Privacy Policy
  • Site Map
Edit