?
Особенности рынка добровольного медицинского страхования в Санкт-Петербурге
Главный врач: Хозяйство и право. 2011. № 2. С. 42–49.
The article is devoted to the review of the forming systems of public health in S.Peterburg, it shows main stages of private medical insurance, relations between its participants. The article focuses on improving the models of medical care, and suggests some recommendations for raising efficiency, based on local opportunities and peculiarities. The author pays attention to the importance of choosing an adequate market conditions, type of strategy for the competitive advantages implementation, which determines the prospects of its development.
Keywords: анализ затрат и выгодфинансирование поставщиков медицинских услугCost-benefit analysisfinancing of medical services providersprivate health insurance systemсистема добровольного медицинского страхованияосновные проблемы системы добровольного медицинского страхованияпрограммы страхованияmain problems of private health insurance systemspecific features of Saint-Petersburg medical services markethealth plans особенности рынка медицинских услуг в Санкт- Петербурге
Mishin A., Guerrieri L., Kim J., / Series 2026-042 "Finance and Economics Discussion Series (FEDS)". 2026.
Within narrowly defined industries, the most productive firms produce far more than the least productive from the same inputs, and this dispersion widens in downturns. We build a tractable representative-agent model in which financial frictions—adverse selection and moral hazard—make firms sort endogenously into lenders, strategic defaulters, and producers. As credit conditions vary, the resulting misallocation ...
Added: June 28, 2026
Власов С. А., Nevalennyi M., Сафиулин Р. Р. et al., / Банк России. Серия Аналитическая записка "Материалы Банка России". 2026.
В аналитической записке обсуждается долгосрочно устойчивый уровень цены на российскую нефть. Это тот уровень, к которому цена нефти, вероятнее всего, будет тяготеть в долгосрочной перспективе. Потребность в его определении возникает по нескольким причинам. Во-первых, цена на нефть остается одним из ключевых экономических показателей российской экономики, определяющих экспорт, обменный курс рубля, прибыль, доходы и расходы бюджета, ...
Added: June 27, 2026
Глазова А. М., Nevalennyi M., Синяков А. А., / Банк России. Серия Препринты Банка России "Серия докладов об экономических исследованиях". 2025. № 154.
The paper proposes a graphical model of a small open economy. The dynamics of the graphical model is then illustrated using impulse responses from the corresponding formal semi-structural model (QPM model). The authors have several goals in preparing this description of the graphical macroeconomic model. The first goal of the paper is to present an adapted ...
Added: June 27, 2026
Mishin A., Guerrieri L., Canzoneri M. et al., / Series 2026-042 "Finance and Economics Discussion Series (FEDS)". 2026.
Added: June 27, 2026
Bogatyrev R., Sandomirskaia M., / NRU Higher School of Economics. Series EC "Economics". 2026. No. 19(1).
This work develops a tractable model of price competition in fragmented markets where consumers consider both local and distant varieties, with cross-regional purchases subject to stochastic costs. Global competition and full localization emerge as polar cases; hybrid competition is not merely intermediate and exhibits distinctive features such as an endogenous price ceiling and non-monotonic entry ...
Added: June 11, 2026
Kravtsova M., Musaev A. U., Welzel C., / Series "SSRN Working Paper Series". 2026.
Elaborating on Welzel et al.'s "Cool Water Theory," our study zooms into the more limited (albeit still varied) framework conditions of Russia's huge territory. Within Russia's confines, we examine how the combination of moderately cool seasons with steady rain (i.e., Cool Water) affects sub-national areas' contemporary societal progress in two modernization indicators: material prosperity in ...
Added: June 3, 2026
Синяков А. А., Зверева В., Шелованова Т. И., / Центральный банк Российской Федерации. Серия 132 / 2024 "Серия докладов об экономических исследованиях". 2024. № 132.
At the end of 2023, Russia updated its Strategy for Improving Financial Literacy and Developing Financial Culture Until 2030. Unlike the previous strategy, the current strategic goals include not only financial literacy but also financial culture. ‘Culture’ is normative and socially preferred behaviour. The updated strategy brings into focus the relationship between financial literacy and responsible financial behaviour. To explore this relationship, the authors rely on data from the All-Russian Survey of Consumer Finance (2020 and 2022). Socially ...
Added: June 1, 2026
Vorchik A., / SSRN. Серия Social Science Research Network "Social Science Research Network". 2026.
This work is devoted to a theoretical explanation of the Easterlin paradox, according to which long-term economic growth does not make average level of people's happiness increasing. By happiness, we mean the intensity of emotions people experience while comparing their new income with its expected value, or the target income with its original value. In the first case, ...
Added: May 31, 2026
Boris A. Lodiagin, Varvara V. Nazarova, Rincon C. J., URBAN, PLANNING AND TRANSPORT RESEARCH 2026 Vol. 14 No. 1 Article 2629123
This study applies an established social cost–benefit analysis (CBA), combined with sequential shock scenarios (COVID-19 and the post-2022 sanctions) and Monte Carlo sensitivity analysis, to evaluate the welfare robustness and recovery dynamics of the Pulkovo Airport PPP renovation project (St. Petersburg, Russia). Using traffic, operations, and cargo forecasts through 2040, we compare a pre-shock baseline ...
Added: May 17, 2026
Sizov A., Rodionova M., Sedashov E. et al., / NRU Higher School of Economics. Series PS "Political Science". 2026. No. 1.
Rapid development of surveillance technologies is one of the most socially important consequences of the digital age. This paper investigates the factors determining consent to surveillance of various types of personal data and contributes to rapidly growing research on citizens perceptions of surveillance practices. Relying on a comprehensive survey experiment, we study the effects of ...
Added: May 15, 2026
Карцева М. А., Peresetsky A., / Высшая школа экономики. Серия WP2 "Количественный анализ в экономике". 2026. № WP2/2026/01.
This study examines the association between health status among elderly individuals living alone and pet ownership (cats, dogs). We employ data from the “Time Use Survey” conducted by the Federal State Statistics Service (Rosstat) in 2019, which contains information on more than 10,000 elderly individuals living alone aged 60 or older in Russia, including data ...
Added: May 8, 2026
Ustyuzhanin V., / Series Econometrics "arxiv". 2026.
This paper proposes Covariate-Balanced Weighted Stacked Difference-in-Differences (CBWSDID), a design-based extension of weighted stacked DID for settings in which untreated trends may be conditionally rather than unconditionally parallel. The estimator separates within-subexperiment design adjustment from across-subexperiment aggregation: matching or weighting improves treated-control comparability within each stacked subexperiment, while the corrective stacked weights of Wing et ...
Added: April 3, 2026
Vorchik A., / Social Science Research Network. Серия SSRN Working Paper Series "SSRN Working Paper Series". 2026.
This article is devoted to the phenomenon of intrinsic motivation, to understand which two models are proposed. We study how positive/negative intrinsic motivation to work (experienced utility) affects worker's individual labour supply (model I) and the amount of effort they exert (model II). In model I, we use intrinsic motivation to explain the positive/negative slope ...
Added: March 15, 2026
Vorchik A., Мамышев М. А., / Series Social Science Research Network "Social Science Research Network". 2025.
In this paper, we develop a formal mathematical model aimed to explain the Dunning-Kruger effect that beginners systematically overestimate their own competence in various fields of knowledge and activity. We argue that the Dunning-Kruger effect arises from the emotional nature of confidence combined with unknown unknowns that it simply can not take into account due ...
Added: February 11, 2026
Musaev A. U., Vorchik A., / Series Social Science Research Network "Social Science Research Network". 2026.
This paper attempts to model the evolutionary theory of modernization and democratization. The model reflects the key provisions of R. Inglehart and C. Welzel's theory and provides a microfoundation for the adaptation of subjective values to the objective importances of the survival factors and the structure of the labour markets from the perspective of evolutionary ...
Added: February 10, 2026
Antsygina A., Teteryatnikova M., Tremewan J. C. et al., / Series "SSRN Working Paper Series". 2025.
Many competitive environments allow for a third party to be indirectly involved by supporting one or both sides in the conflict. Such support can come from trade partners, colleagues, or allies, who can in turn benefit from a supported party's success. We use theory and an experiment to investigate how support relationships develop endogenously in ...
Added: January 31, 2026
Akhmedova A., / Series "SSRN Working Paper Series". 2026.
The study explores a psychological phenomenon of inaction inertia-avoiding action after missing a more favourable opportunity. Unlike action inertia (e.g.,sunk costs effect), inaction inertia has been less studied, particularly in economic contexts. Considering the reference dependent nature of the phenomenon, I build on the work of Kőszegi and Rabin (2006) to examine how past experiences ...
Added: January 23, 2026
Гарипова Ф. Г., Zazdravnykh E., Здравоохранение Российской Федерации 2025 Т. 69 № 1 С. 12–19
Introduction. This article presents a model for assessing the economic effectiveness of preventive programmes implemented in the workplace and aimed at reducing the risk of illness among employees; we chose cardiovascular diseases (CVDs) for the purposes of exemplifying our model. The goal of the study is to develop a financial model (calculator) for assessing the ...
Added: September 19, 2025
Burhenne S., Tsvetkova O., Jacob D. et al., Building and Environment 2013 Vol. 4 No. 1 P. 143–154
Building performance simulation is most often used to improve the design and at times the operation of buildings. Within a building model, the thermal characteristics of the envelope and the HVAC (heating, ventilation, and air conditioning) equipment are described by parameters that often cannot be estimated with high accuracy (e.g., occupant behavior, building envelope and ...
Added: September 15, 2025
Lodiagin B., Nazarova V., Rincon C. J., , in: GSOM ECONOMY AND MANAGEMENT CONFERENCE 2024. Conference bookBook GSOM ECONOMY AND MANAGEMENT CONFERENCE 2024.: St. Petersburg: Saint Petersburg State University, 2024. P. 552–561.
This work is dedicated to testing the updated methodology for assessing the resilience of airport renovation projects to large-scale events, based on cost-benefit analysis. The methodology was adapted to the conditions of the Russian aviation sector and takes into account both passenger and cargo transportation. Based on the updated methodology, Pulkovo Airport was evaluated and ...
Added: March 21, 2025
Rincon C. J., Boris A. Lodiagin, Transportation Research Procedia 2024 Vol. 81 P. 229–239
This study evaluates the resilience of Pulkovo Airport and its renovation project in the face of international sanctions, comparing their effects with the preceding COVID-19 pandemic. Through cost-benefit and sensitivity analyses, we assess how pandemicrelated restrictions and sanctions in format of border closures influenced the project's profitability and the social benefits generated by the airport. ...
Added: December 22, 2024
Boris A. Lodiagin, Carlos J. Rincon, Transportation Research Procedia 2023 Vol. 75 P. 115–125
This paper explores the effects of the COVID-19 pandemic on the performance of airport renovation projects. The research examines the case of the renovation project of the Saint Petersburg's Pulkovo Airport in Russia, which started in 2010 within the concession agreement of the Northern Capital Gateway and the Government of Saint Petersburg until 2040, and ...
Added: December 28, 2023
Kolosnitsyna M., Макарова М. В., Vladimirskaya A. et al., Электронный научный журнал "Социальные аспекты здоровья населения" 2023 № 5(69) Статья 14
Background. Malignant neoplasms can be caused by a genetic predisposition. The identification of clinically significant mutations enables to determine the risk of developing neoplasms of other localizations in patients and primary tumors in unaffected relatives. Besides, diagnosis of oncological diseases at an early stage increases the effectiveness of their treatment. One of the objectives of ...
Added: October 31, 2023
Nureev R., Busygin E., Terra Economicus 2017 Т. 15 № 3 С. 57–72
The main purpose of this paper is to analyze the costs of target countries from imposing sanctions on the part of the exporting countries of sanctions.The paper provides a classification of sanctions depending on the purposes of application: sanctions related to regime change; sanctions related to interference in military operations; sanctions related to the weakening ...
Added: November 3, 2017