?
Потребительское кредитование: проблемы и тенденции развития
Вестник Московского университета МВД России. 2021. № 1. С. 296–305.
Kosov M., Рогова Т. М.
Over the past few years, there has been a significant increase in consumer lending. As you know, at the moment all countries of the world are faced with a pandemic of COVID-19 coronavirus infection, the high contagion and speed of its spread have caused the need to introduce quarantine and self-isolation on the territory of almost all civilized countries of the world. It seems obvious that the consequence of the pandemic will be a decrease in the level of solvency of the population of the planet as a whole, and of Russia in particular.
Kruchinskaia E., Gruzdev I., Вопросы экономики 2026 № 5 С. 96–114
The article is devoted to the analysis of the economic profile of the high-income population in Russia, a group that, despite its status as a significant player in the economy, which largely determines the demand for goods and services, as well as setting consumer trends for it, remains understudied. This is a global scientific lacuna ...
Added: May 7, 2026
Ustyuzhanin V., / Series Econometrics "arxiv". 2026.
This paper proposes Covariate-Balanced Weighted Stacked Difference-in-Differences (CBWSDID), a design-based extension of weighted stacked DID for settings in which untreated trends may be conditionally rather than unconditionally parallel. The estimator separates within-subexperiment design adjustment from across-subexperiment aggregation: matching or weighting improves treated-control comparability within each stacked subexperiment, while the corrective stacked weights of Wing et ...
Added: April 3, 2026
Smirnov A., Экономические и социальные перемены: факты, тенденции, прогноз 2021 Т. 12 № 6 С. 258–274
Russia has achieved a high level of Internet connectivity and the use of digital technologies; this helps to accumulate and systematize huge amounts of population data. Modern challenges, such as the COVID-19 pandemic, require a more prompt and detailed analysis of the demographic situation. Understanding the information collected by digital platforms and services can improve ...
Added: March 18, 2026
Vakulenko E., Evgrafova R., I. A. Trofimenko, Population Research and Policy Review 2026 Vol. 45 Article 19
This research focuses on analyzing the relationship between credit obligations, including mortgages, housing conditions, and the probability of having a child in the family in Russia. The research novelty lies in a complex approach towards analyzing the association between mortgages and reproductive behavior. A longitudinal household survey covering the period 2007–2022 was used. We estimated ...
Added: March 18, 2026
Vorchik A., / Social Science Research Network. Серия SSRN Working Paper Series "SSRN Working Paper Series". 2026.
This article is devoted to the phenomenon of intrinsic motivation, to understand which two models are proposed. We study how positive/negative intrinsic motivation to work (experienced utility) affects worker's individual labour supply (model I) and the amount of effort they exert (model II). In model I, we use intrinsic motivation to explain the positive/negative slope ...
Added: March 15, 2026
Parshenko V., Сравнительное конституционное обозрение 2023 № 2(153) С. 157–167
In December 2019 the first cases of coronavirus infection were reported. In March 2020 the World Health Organization (WHO) declared the outbreak a pandemic. The widespread emergency situation required a rapid response from all existing states of the world. WHO gave general recommendations and specific, more detailed methods were determined by the countries individually. The ...
Added: March 11, 2026
Gaman-Golutvina O. V., Дудаева М., Международные процессы 2022 Т. 20 № 1 С. 6–37
The article examines the impact of the Covid-19 pandemic on the development of center-regional relations on the example of the Italian Republic. The pandemic has become a serious test of the effectiveness and strength of interaction between central governments and regions, and analysis of the socio-political results of almost two years of the difficult test ...
Added: March 10, 2026
Vorchik A., Мамышев М. А., / Series Social Science Research Network "Social Science Research Network". 2025.
In this paper, we develop a formal mathematical model aimed to explain the Dunning-Kruger effect that beginners systematically overestimate their own competence in various fields of knowledge and activity. We argue that the Dunning-Kruger effect arises from the emotional nature of confidence combined with unknown unknowns that it simply can not take into account due ...
Added: February 11, 2026
Musaev A. U., Vorchik A., / Series Social Science Research Network "Social Science Research Network". 2026.
This paper attempts to model the evolutionary theory of modernization and democratization. The model reflects the key provisions of R. Inglehart and C. Welzel's theory and provides a microfoundation for the adaptation of subjective values to the objective importances of the survival factors and the structure of the labour markets from the perspective of evolutionary ...
Added: February 10, 2026
Antsygina A., Teteryatnikova M., Tremewan J. C. et al., / Series "SSRN Working Paper Series". 2025.
Many competitive environments allow for a third party to be indirectly involved by supporting one or both sides in the conflict. Such support can come from trade partners, colleagues, or allies, who can in turn benefit from a supported party's success. We use theory and an experiment to investigate how support relationships develop endogenously in ...
Added: January 31, 2026
Akhmedova A., / Series "SSRN Working Paper Series". 2026.
The study explores a psychological phenomenon of inaction inertia-avoiding action after missing a more favourable opportunity. Unlike action inertia (e.g.,sunk costs effect), inaction inertia has been less studied, particularly in economic contexts. Considering the reference dependent nature of the phenomenon, I build on the work of Kőszegi and Rabin (2006) to examine how past experiences ...
Added: January 23, 2026
Kuchumova (Paramonova) Y. A., Ozhegova A., Зорина К. С., / Series SSRN "Available at SSRN 6108727". 2026.
Simplified tax regimes with explicit eligibility thresholds are a common tool which reduces tax burden but distorts firms’ behavior, creating local bunching just below the threshold. However, we show that when firms have access to business splitting their responses extend far beyond the local margin. Our model demonstrates that splitting reduces local bunching but amplifies ...
Added: January 21, 2026
Kuchumova (Paramonova) Y. A., Кумачева С. Ш., / Series SSRN "Available at SSRN 5312100". 2025.
In recent years, an emerging body of empirical research has shown that tax audits, in addition to recovering unpaid taxes (direct effect), increase future tax compliance (indirect or dynamic effect). This literature also suggests that updating expectations induced by audit experience plays an important role in explaining this indirect effect. However, exactly how taxpayers form ...
Added: January 21, 2026
Kuchumova (Paramonova) Y. A., / Series SSRN "Available at SSRN 5277500". 2025.
While the emerging empirical literature shows that collateral tax sanctions (CTSs) - such as driver’s license suspensions or passport denials - appear to be effective instruments to enforce tax debt collection, there are still few theoretical arguments to explain why. In this paper, I model enforcement of tax debt collection and provide a new rationale for why it could ...
Added: January 21, 2026
Dobrynskaya V. V., Tomtosov A., Речмедина С., / NRU HSE. Series WP BRP 60/FE/2017 "SERIES: FINANCIAL ECONOMICS". 2025.
We study the application of factor investing in the market for real estate (REITs). The analysis of traditional factor strategies, such as momentum, value, size and profitability, reveals their unstable and atypical behavior in comparison to the equity market, however, there is a strong momentum effect in the factor strategies. We propose a new dynamic ...
Added: January 21, 2026
Besstremyannaya G., Bakshuk M., / ЦЭМИ РАН. Серия 48 заседание "Сборник трудов Шаталинской школы-семинара". 2026.
В данной статье рассматривается реакция российских предприятий обрабатывающей промышленности на ужесточение экономических санкций с акцентом на период после 2022 года. Хотя санкции в целом негативно сказываются на экономическом росте и эффективности деятельности компаний, есть некоторые свидетельства того, что они также могут подталкивать компании к инновациям, а негативный эффект преодолевается при помощи адаптации компании. Исследование заполняет ...
Added: December 31, 2025
Besstremyannaya G., Новикова В., / ЦЭМИ РАН. Серия 48 заседание "Сборник трудов Шаталинской школы-семинара". 2026.
Защита прав интеллектуальной собственности является движущей
силой для формирования стимулов инновационной активности
предприятий. Законодательное закрепление правил пользования
результатами интеллектуальной деятельности и обеспечение их соблюдения
позволяет поддерживать баланс интересов создателей и пользователей
интеллектуальной
собственности.
Целью
проанализировать недостаточно изученную для регионов России связь
между экономическим ростом и защитой прав интеллектуальной
собственности с использованием двухшаговой регрессии. Результаты
моделирования оказались неоднозначными, однако, было доказано наличие
значимой связи между защитой прав интеллектуальной ...
Added: December 31, 2025
Meissner D., Salati Marcondes de Moraes G. H., Brandão Fischer B. et al., / NRU Higher School of Economics. Series WP BRP "Science, Technology and Innovation". 2025. No. WP BRP /STI/2025.
Innovation has long been at the center of debates in economics, management, and organizational studies. However, innovation is never free of uncertainty and risk. Every act of innovation implies a departure from established paths and a willingness to embrace the unknown. From the beginning it's never clear if there is an audience which appreciates the ...
Added: November 28, 2025
Shchiptsova A., Obersteiner M., / Series General Economics "arxiv.org". 2025.
The addition of phosphorus, in the form of mineral fertilizer, becomes necessary in most agricultural soils in order to achieve consistent high yield levels of intensive farming and maintain soil fertility. Recent consolidation of phosphate fertilizer industry has transformed fragmented trade into a single integrated global network, where a small group of large-scale companies dominates ...
Added: November 21, 2025
Lapteva E., Экономический журнал Высшей школы экономики 2025 Т. 29 № 4 С. 609–642
This study investigates the effects of macroprudential policy (MPP) on constraining the expansion of consumer lending in Russia, drawing on quarterly data for 591 banks over the period 2015-2021. The research contributes to the broader discourse on financial stability in emerging economies, where empirical evidence on the effectiveness of macroprudential regulation remains inconclusive. By providing ...
Added: November 7, 2025
Ходаковская Э. Н., Nartova-Bochaver S. K., Социальная психология и общество 2025 Т. 16 № 4 С. 109–126
Context and relevance. Modern student youth is a group of high psychological vulnerability due to high social pressure and contextual tensions caused by global and local threats. Identification of difficult life situations (DLS)of modern students is necessary for well-organized support of their psychological well-being. Objective. To investigate the frequency and patterns of DLS observed by ...
Added: August 23, 2025
Antonov E.V., Sheludkov A.V., Regional Research of Russia 2025 Vol. 15 P. 57–69
The article analyzes the processes in the labor market of Russian regions and municipalities in 2019–2022. Despite the crisis-related events associated with the COVID-19 pandemic, the outbreak of hostilities, and subsequent international sanctions, the Russian labor market demonstrated amazing resilience during this period. One of the objectives of the study is to supplement the analysis ...
Added: July 22, 2025
Маличенко В. С., Евразийский юридический журнал 2024 № 3(190) С. 53–54
One of the barriers to granting universal access to health technologies in emergency situations is the absence of balance between public legal guarantees of ensuring the human right to health and private legal guarantees to protect the exclusive rights of TNCs in the medical and pharmaceutical industries. The consequences of the 2009 H1N1 pandemic and ...
Added: June 10, 2025
Мишура А. В., Сипкина Е. А., Стадникова Я. А., Вопросы экономики 2025 № 5 С. 111–129
The global trend of accelerated growth of bank lending to households in recent decades has macroeconomic consequences, affecting the economic cycle, consumption, economic structure and prices. The article discusses the impact of consumer lending on consumption in Russia. Using annual and quarterly data on consumption and lending, based on econometric methods we show that consumer ...
Added: May 17, 2025