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Subject
News
October 8, 2026
HSE Experts Take Part in 23rd Annual Meeting of Valdai Discussion Club
The 23rd Annual Meeting of the Valdai Discussion Club was held from September 28 to October 1, 2026 under the theme ‘Responsibility for the Future: Limits of the Possible, or Limitless Possibilities?’ The forum brought together 120 experts from 40 countries, including representatives of China, the United States, India, Brazil, the United Kingdom, Germany, Egypt, Iran, and Japan.
October 7, 2026
‘Our Team Consists of True Leaders in Their Respective Academic Disciplines
The HSE International Centre of Decision Choice and Analysis studies a wide range of methods for analysing decision-making and possible scenarios for the development of natural, socio-economic, and political phenomena using various mathematical models. The application of advanced mathematical methods to forecasting helps to prevent negative outcomes and avoid erroneous decisions. The HSE News Service spoke to the centre’s director, Prof. Fuad Aleskerov, about its work.
October 6, 2026
International N5 Symposium ‘Neural Networks and Nonlinearity in Nizhny Novgorod Brings Together Scientists from Russia and Serbia
The International N5 Symposium ‘Neural Networks and Nonlinearity in Nizhny Novgorod’ was held at the Nizhny Novgorod House of Scientists from September 23 to 26. The event was organised by HSE University–Nizhny Novgorod and the Nizhny Novgorod House of Scientists, with the participation of Sberbank and the Institute of Physics Belgrade. The symposium was held for the second time: the first conference took place in 2025 and attracted considerable interest from the academic community.

 

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Модель кастомизации и использование больших данных в банковской аналитике

С. 115–122.
Rasskazova A. N., Кормильчикова Ю. К., Рассказов С. В.

The detailed characteristic of the current state of the banking sector in Russia and the reasons for the commitment of Russian banks to the business model of commoditization is given. The advantages of the alternative model of customization are analyzed. The case demonstrating the technology of implementation of the client-centered approach in the banking model of customization is considered based on big data analysis.

Language: Russian
Full text
Keywords: инновационные технологиикастомизациябизнес-модель innovative technologiesbig datacustomizationbig databusiness modelcommoditizationкоммодитизация

In book

Государство и бизнес. Экосистема цифровой экономики: Материалы XI Международной научно-практической конференции. Санкт-Петербург, 24-26 апреля 2019 г., Т. 4., 233 с.
Т. 4: ГОСУДАРСТВО И БИЗНЕС. ЭКОСИСТЕМА ЦИФРОВОЙ ЭКОНОМИКИ. , СПб.: Северо-Западный институт управления РАНХиГС при Президенте РФ, 2019.
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