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Рейтинги и оценка кредитоспособности: развитие и тенденции в исследованиях
Проблемы теории и практики управления. 2017. № 3. С. 98–109.
The article reviews the evolution of credit risk evaluation over the last 50 years from the financial coefficients to the credit ratings. Some related issues are discussed - they are the rating agencies’ activity, the structure of the ratings market, the peculiar properties of international and Russian ratings markets. The types of credit risk modeling researches are classified.
Soldatova A., Банковские услуги 2025 № 5 С. 41–44
This article covers the results of a roundtable discussion at the Higher School of Economics (HSE) on the Russian bond market. Key issues and trends in the bond market over the past year were discussed, including macroeconomic risks and new threats to private investors related to the increasing frequency of coupon defaults by issuers. The ...
Added: September 3, 2026
Tretiak I., Дегтярев К. Р., Юридический вестник Самарского университета 2026 Т. 12 № 2 С. 27–35
In the article the authors examine the principle of estoppel and its application in public and private branches of law. The authors conclude that this principle is inter-branch and can be applied in administrative and constitutional legal relations to resolve public-law disputes arising between citizens and public authorities, which is demonstrated by specific examples. They ...
Added: September 1, 2026
Zhuravleva T., Afanasev K., Engelmann J. et al., / Series "SSRN Working Paper Series". 2026.
Extortionary ("harassment") bribery can persist even when widely condemned, consistent with a coordination problem sustained by beliefs about what others do and what others consider acceptable. We study whether a minimal institutional featurethe presence of a third-party monitor empowered to punish-shifts (i) normative expectations about extortion and compliance and (ii) empirical expectations about their prevalence. ...
Added: July 22, 2026
Vasiliev F., Vasilieva E., Мир психологии. Научно-методический журнал 2026 № 2 (125) С. 113–126
This study examines how various team aspects influence their evaluation
of teamwork outcomes. The research was conducted on a targeted sample in Russian
organizations. Using structural equation modeling, three groups of factors were identified:
team aspects that affected cognitive evaluation, emotional evaluation of work, and satisfaction
with the work process (team reputation and commitment); team aspects that did not ...
Added: July 22, 2026
Mishin A., Guerrieri L., Kim J., / Series 2026-042 "Finance and Economics Discussion Series (FEDS)". 2026.
Within narrowly defined industries, the most productive firms produce far more than the least productive from the same inputs, and this dispersion widens in downturns. We build a tractable representative-agent model in which financial frictions—adverse selection and moral hazard—make firms sort endogenously into lenders, strategic defaulters, and producers. As credit conditions vary, the resulting misallocation ...
Added: June 28, 2026
Власов С. А., Nevalennyi M., Сафиулин Р. Р. et al., / Банк России. Серия Аналитическая записка "Материалы Банка России". 2026.
В аналитической записке обсуждается долгосрочно устойчивый уровень цены на российскую нефть. Это тот уровень, к которому цена нефти, вероятнее всего, будет тяготеть в долгосрочной перспективе. Потребность в его определении возникает по нескольким причинам. Во-первых, цена на нефть остается одним из ключевых экономических показателей российской экономики, определяющих экспорт, обменный курс рубля, прибыль, доходы и расходы бюджета, ...
Added: June 27, 2026
Глазова А. М., Nevalennyi M., Синяков А. А., / Банк России. Серия Препринты Банка России "Серия докладов об экономических исследованиях". 2025. № 154.
The paper proposes a graphical model of a small open economy. The dynamics of the graphical model is then illustrated using impulse responses from the corresponding formal semi-structural model (QPM model). The authors have several goals in preparing this description of the graphical macroeconomic model. The first goal of the paper is to present an adapted ...
Added: June 27, 2026
Mishin A., Guerrieri L., Canzoneri M. et al., / Series 2026-042 "Finance and Economics Discussion Series (FEDS)". 2026.
Added: June 27, 2026
Осипова В. В., Kosova E., New psychological research 2026 No. 2 P. 228–250
Statement of the Problem. In the age of pervasive digitalization, online news consumption is growing steadily. Simultaneously, tools for creating and spreading fake news are expanding. Previous research highlights the impact of structural usability elements on trust across domains, yet their specific effect on trust in news web interfaces remains inadequately explored. The Purpose of ...
Added: June 23, 2026
Bogatyrev R., Sandomirskaia M., / NRU Higher School of Economics. Series EC "Economics". 2026. No. 19(1).
This work develops a tractable model of price competition in fragmented markets where consumers consider both local and distant varieties, with cross-regional purchases subject to stochastic costs. Global competition and full localization emerge as polar cases; hybrid competition is not merely intermediate and exhibits distinctive features such as an endogenous price ceiling and non-monotonic entry ...
Added: June 11, 2026
Kravtsova M., Musaev A. U., Welzel C., / Series "SSRN Working Paper Series". 2026.
Elaborating on Welzel et al.'s "Cool Water Theory," our study zooms into the more limited (albeit still varied) framework conditions of Russia's huge territory. Within Russia's confines, we examine how the combination of moderately cool seasons with steady rain (i.e., Cool Water) affects sub-national areas' contemporary societal progress in two modernization indicators: material prosperity in ...
Added: June 3, 2026
Синяков А. А., Зверева В., Шелованова Т. И., / Центральный банк Российской Федерации. Серия 132 / 2024 "Серия докладов об экономических исследованиях". 2024. № 132.
At the end of 2023, Russia updated its Strategy for Improving Financial Literacy and Developing Financial Culture Until 2030. Unlike the previous strategy, the current strategic goals include not only financial literacy but also financial culture. ‘Culture’ is normative and socially preferred behaviour. The updated strategy brings into focus the relationship between financial literacy and responsible financial behaviour. To explore this relationship, the authors rely on data from the All-Russian Survey of Consumer Finance (2020 and 2022). Socially ...
Added: June 1, 2026
Vorchik A., / SSRN. Серия Social Science Research Network "Social Science Research Network". 2026.
This work is devoted to a theoretical explanation of the Easterlin paradox, according to which long-term economic growth does not make average level of people's happiness increasing. By happiness, we mean the intensity of emotions people experience while comparing their new income with its expected value, or the target income with its original value. In the first case, ...
Added: May 31, 2026
Samoilov O., Tatarko A., Вопросы теоретической экономики 2026 № 2 С. 209–228
The article presents a theoretical review of literature from the last ten years devoted to the analysis of socio-psychological factors of trust in artificial intelligence. The widespread adoption of automated artificial intelligence systems, which is associated with expected economic growth, reduced resource costs, and the optimization of various work processes, often faces user distrust in ...
Added: May 21, 2026
Avdoshin S. M., Pesotskaya E. Y., Информационные технологии 2026 Т. 32 № 4 С. 185–194
With the rapid advancement of artificial intelligence, and deep learning in particular, models have emerged that are capable of delivering highly accurate predictions. However, the internal logic of such models remains difficult to interpret—an issue of critical importance, especially in domains where the correctness of an algorithm directly affects high-stakes decision-making. One promising avenue for ...
Added: May 8, 2026
Vissoky G., Vigoda-Gadot E., Styrin E. M., Public Administration Review 2026 P. 1–11
We propose an interdisciplinary theoretical framework that integrates insights from political science, public administration, organizational theory, economics, psychology, sociology, and cognitive science to better understand the role of emotions in governance in the digital age. We argue that citizens' sentiments and emotional responses are central to their relationships with government institutions and bureaucracies. Building on bounded ...
Added: April 16, 2026
Volkova N., Sugianto N., Psychology. Journal of the Higher School of Economics 2026 Vol. 23 No. 1 P. 211–231
Utilizing the transformational approach of trust development and the social information processing theory, this research aims to shed light on the unique employee groups (profiles) identified through their affect- and cognition-based interpersonal trust and the relationships of these profiles with the sense of the inclusive behavior of leaders by contrasting two different countries (i.e., the ...
Added: April 5, 2026
Ustyuzhanin V., / Series Econometrics "arxiv". 2026.
This paper proposes Covariate-Balanced Weighted Stacked Difference-in-Differences (CBWSDID), a design-based extension of weighted stacked DID for settings in which untreated trends may be conditionally rather than unconditionally parallel. The estimator separates within-subexperiment design adjustment from across-subexperiment aggregation: matching or weighting improves treated-control comparability within each stacked subexperiment, while the corrective stacked weights of Wing et ...
Added: April 3, 2026
Vorchik A., / Social Science Research Network. Серия SSRN Working Paper Series "SSRN Working Paper Series". 2026.
This article is devoted to the phenomenon of intrinsic motivation, to understand which two models are proposed. We study how positive/negative intrinsic motivation to work (experienced utility) affects worker's individual labour supply (model I) and the amount of effort they exert (model II). In model I, we use intrinsic motivation to explain the positive/negative slope ...
Added: March 15, 2026
Сапожникова М. А., Психологические исследования: электронный научный журнал 2026 Т. 19 № 105
The study of subjective well-being remains a central topic in contemporary psychology, reflecting a sustained scholarly interest in the factors that contribute to individuals’ positive life evaluations. While socio-demographic and economic determinants are well-established, research increasingly focuses on relational variables, particularly the quality of intimate bonds. A robust body of evidence indicates that high-quality social ...
Added: March 4, 2026
Vorchik A., Мамышев М. А., / Series Social Science Research Network "Social Science Research Network". 2025.
In this paper, we develop a formal mathematical model aimed to explain the Dunning-Kruger effect that beginners systematically overestimate their own competence in various fields of knowledge and activity. We argue that the Dunning-Kruger effect arises from the emotional nature of confidence combined with unknown unknowns that it simply can not take into account due ...
Added: February 11, 2026
Musaev A. U., Vorchik A., / Series Social Science Research Network "Social Science Research Network". 2026.
This paper attempts to model the evolutionary theory of modernization and democratization. The model reflects the key provisions of R. Inglehart and C. Welzel's theory and provides a microfoundation for the adaptation of subjective values to the objective importances of the survival factors and the structure of the labour markets from the perspective of evolutionary ...
Added: February 10, 2026
Singh N., Albishri N., Galgotia A. et al., Journal of Enterprise Information Management 2026 Vol. 39 No. 1 P. 329–354
Purpose
The popularity of financial influencers among social media consumers is increasing. However, influencers' financial advice may be risky due to insufficient verified data and appropriate experience. This highlights the need to evaluate various credibility dimensions of financial influencers and how the absence of these may lead to an unwillingness to follow such influencers. The study ...
Added: February 9, 2026
Antsygina A., Teteryatnikova M., Tremewan J. C. et al., / Series "SSRN Working Paper Series". 2025.
Many competitive environments allow for a third party to be indirectly involved by supporting one or both sides in the conflict. Such support can come from trade partners, colleagues, or allies, who can in turn benefit from a supported party's success. We use theory and an experiment to investigate how support relationships develop endogenously in ...
Added: January 31, 2026