Software Algorithm for Evaluating the Effectiveness of the Financial Message Transfer System
The objective of this research is to develop a software algorithm for evaluating the effectiveness of using the Financial Message Transfer System for Remote Banking Systems. The study considers hardware system that provide two types of interactions between the legal entity and the bank: ≪Direct Banking≫ and ≪Internet Banking≫. During the work were identified and analyzed the main features of remote banking systems and determined the efficiency criteria of the systems. Based on the analysis output, were developed and proposed a mathematical model for evaluating the effectiveness of considered systems thought using the cost and quantity coefficients of system ensuring, as well as the financial and economic business performance indicators. In accordance with the proposed mathematical model, was constructed an algorithm that makes it possible to obtain quantitative estimates of Remote Banking Systems effectiveness. The developed algorithm belongs to the heuristic class and is based on the analysis of both the open statistical and the modeled by simulation tools data. The conducted computational experiments reflects the efficiency of the proposed mathematical model, as well as an algorithm based on the developed model.