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News
July 16, 2026
Team Success: Aligning Means with Objectives
In corporations, sports, and academia, people often face challenges they cannot handle alone. In such cases, selecting the right team is crucial. Tatiana Mayskaya, Associate Professor at the HSE Faculty of Economic Sciences and the International College of Economics and Finance, together with colleagues from foreign universities, examined team characteristics and found that less diverse teams are better suited to objectives where a high average performance is important, whereas more diverse teams are preferable when avoiding failure is critical. The paper has been published in Economic Theory.
July 15, 2026
Economists Propose More Effective Approach to Reducing Smoking
Economists at HSE University have examined how smokers respond to changes in cigarette prices. When tobacco prices increase, cigarette consumption does not always decline. In fact, spending on tobacco may even rise: according to the researchers, a 1% decrease in cigarette affordability leads to a 0.28% increase in per capita tobacco expenditure. The findings suggest that to reduce smoking rates, tobacco prices must rise faster than household incomes. The study has been published in Voprosy Statistiki.
July 15, 2026
HSE MIEM Students to Develop Two Satellites from Scratch for Orbital Experiments
The devices, created by student teams, will conduct space research on the properties of promising solar cells, on-board energy storage systems, and serial electronics for student satellites.

 

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?

Software Algorithm for Evaluating the Effectiveness of the Financial Message Transfer System

P. 308–311.
Aleksander V. Belov, Загуменнов Ф. Д.

The objective of this research is to develop a software algorithm for evaluating the effectiveness of using the Financial Message Transfer System for Remote Banking Systems. The study considers hardware system that provide two types of interactions between the legal entity and the bank: ≪Direct Banking≫ and ≪Internet Banking≫. During the work were identified and analyzed the main features of remote banking systems and determined the efficiency criteria of the systems. Based on the analysis output, were developed and proposed a mathematical model for evaluating the effectiveness of considered systems thought using the cost and quantity coefficients of system ensuring, as well as the financial and economic business performance indicators. In accordance with the proposed mathematical model, was constructed an algorithm that makes it possible to obtain quantitative estimates of Remote Banking Systems effectiveness. The developed algorithm belongs to the heuristic class and is based on the analysis of both the open statistical and the modeled by simulation tools data. The conducted computational experiments reflects the efficiency of the proposed mathematical model, as well as an algorithm based on the developed model.

Language: English
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Keywords: математическая модельmathematical modelвычислительный экспериментдистанционное банковское обслуживаниеheuristic algorithmcomputational experimentэвристический алгоритм Remote Banking Systems

In book

Proceedings of the 2018 IEEE International Conference "Quality Management, Transport and Information Security, Information Technologies" (IT&QM&IS)
IEEE, 2018.
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