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Article

Совершенствование системы страхования вкладов с учетом риска банковского бизнеса

Банковское дело. 2013. № 9(237). С. 23-28.

Further improvement of deposit insurance system in Russia should be based on the introduction of differentiated rates and payments which are contributed by banks to the insurance fund, taking into account the risks of their activities in accordance with the international experience in such systems. In this paper the method of determining the differential rates of insurance premiums contributed by banks in Russia is proposed, as well as the results of testing of this method on the example of different groups of Russian banks.