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Article

Страхование ответственности застройщика как фактор повышения надежности долевого строительства

Данилов Д. И., Терников А. А., Рябов О. В.

The article examines the effectiveness of protecting the property rights of participants in shared construction in such a way as insurance. Changes in legislation that regulate this kind of relationship are analyzed. A number of market research was conducted to identify the pros and cons of such types of insurance as: participation in the company of mutual insurance of civil liability of developers (non-profit insurance); the contract of civil liability insurance of the developer for non-fulfillment or improper fulfillment of obligations with commercial insurance companies (commercial insurance); bank guarantee. We consider the pros and cons of the new state federal law N 218-FZ (July 29, 2017), as well as the degree to which it influences the increase in the credibility of equity holders to developers. The opinions of scientists on this issue and international experience are analyzed, a comparative analysis of the efficiency of housing construction in Russia and Australia with the help of modern econometric tools is provided, and measures are proposed to improve the effectiveness of the new federal law.