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Theoretical Aspects of Formation of the Concept of «Banking Ecosystem»
The article presents the results of a study of the conceptual apparatus used in describing the processes of formation and functioning of banking ecosystems. Advanced search filters were applied to select the most relevant scientific literature, which made it possible to objectively narrow and clarify the scope of bibliometric research. The content of more than 2000 selected sources was analysed, thanks to the technology of clustering key terms. This type of bibliometric research was performed using the VosViewer software tool. The results of the study are presented in the form of a relationship map describing various aspects of digital and banking ecosystems. In course of the analysis of basic definitions of bank-centric ecosystems and practices of their functioning in the Russian Federation, a universal definition of the banking ecosystem was formulated, and its key features were described. The results of this study can be applied both for studying the theoretical foundations of the ecosystem approach to business organization in the relevant field, and in order to form a regulatory framework for regulating the activities of banking ecosystems.