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О формировании государственной жилищной политики в России: исторический экскурс в суть вопроса
This article provides a retrospective review of the housing policy debate concerning the concepts of "housing affordability" and "affordable housing". The debate itself is quite broad and includes issues of urban development policy formation using such tools as the influence of urban zoning and territorial planning on city development, where the housing market is only one of the important components of the urban economy. However, it is important that, being only a part of the urban economy, the housing market (or lack thereof) has characteristics that are directly determined by the spatial location of housing, that is, its connection with the land. Since housing, being on the land and belonging to land plots, has a number of properties inherent in land as a resource (its quantity is limited and non-reproducible, land is immovable, fixed in location), the free circulation of housing on the market leads to an increase in its exchange value and turns it into an object of investment. This leads to a constant increase in prices and a decrease in the affordability of housing, that is, the effect is opposite to what the regulator expects. The development of housing affordability policies can be based on the historical experience of both specific housing markets and political economy studies of the issue, and this paper aims to provide a reminder of the main ones.