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Blockchain As A Tool For Effective Value Co-Creation Strategy Realization: An Application to An Insurance Case
Ch. 1. P. 1–8.
Value co-creation is a new notion in contemporary business practice, which is now also becoming one of the key marketing concepts. The success of the value co-creation strategy is based on the DART (dialogue, access, risk-benefits and transparency) concept which is emerging as the basis for interaction between the consumer and the firm. Distributed ledger technologies like blockchain leverage DART realization allow the business to avoid intermediaries and make innovative business models economically feasible. The insurance sector represents a very good example here. Thus, the purpose of the present paper is to describe a case realizing the reengineering the business model of an insurance company towards actual implementation of the value co-creation strategy in a case of blockchain usage.
In book
CEUR Workshop Proceedings, 2019.
Selskiy A., Snegirev A., Колбин Е. И. et al., В кн.: Цифровая клиентоцентричность. Как современные технологии помогают компаниям и государству сделать шаг навстречу потребителям.: М.: ИСИЭЗ ВШЭ, 2026. Гл. 2 С. 71–142.
The second chapter of the monograph analyzes the current megatrends of customer centricity, shaped by digital technologies and transforming the approaches of companies and government bodies to customer and citizen engagement. Based on semantic big data analysis (using the iFORA system) and expert interviews, the authors identify four key megatrends.
The first megatrend, proactive engagement and personalization, describes ...
Added: June 26, 2026
Snegirev A., Selskiy A., Кубанцева Е. В. et al., В кн.: Цифровая клиентоцентричность. Как современные технологии помогают компаниям и государству сделать шаг навстречу потребителям.: М.: ИСИЭЗ ВШЭ, 2026. Гл. 1 С. 21–69.
The first chapter of the monograph examines the evolution of management thought from product and sales orientation towards customer orientation and, ultimately, to the modern paradigm of customer centricity. The authors trace the historical development of the concept, starting with the ideas of P. Drucker in the mid-20th century and culminating in its establishment as ...
Added: June 26, 2026
Ионцев М. А., Евразийский юридический журнал 2025 № 1 (200) С. 237–240
This article explores the legal nature of digital currencies and their legal definition in the context of Russian laws. The rapid development of blockchain and cryptocurrency technologies makes the importance of clear regulation of these legal relations especially relevant. The article analyses existing approaches to the legal nature of digital currency considering it as property, ...
Added: November 10, 2025
Ионцев М. А., Вестник Университета имени О.Е. Кутафина 2024 № 9 (121) С. 114–122
The article discusses topical issues related to the nature of tokens. First, the author pays attention to the proximity of the legal nature of tokens to uncertified securities, which are also a mechanism for accounting for property rights, and not an independent type of property right. Secondly, the author resorts to a comparative legal method ...
Added: November 10, 2025
Timofeyev Y., Вестник НГУЭУ 2025 № 3 С. 238–251
This study reveals effective mechanisms related to reducing the risk of internal economic crimes in the insurance industry. We conducted a survey of employees who hold key positions in leading Russian insurance entities. This study analyzes the prevalence and effectiveness of crime prevention mechanisms as well as the incidence and impact of internal economic crimes. Our ...
Added: October 6, 2025
Vladimir B., Современная Европа 2025 № 2(130) С. 65–78
Thе article examines the specifics of the EU countries’ practices of insuring foreign investment from political risks through the lens of international development agenda. It consecutively identifies the institutional aspects of relevant activities, objectives and conditions of foreign investment insurance or guarantees, scale and geographical scope of coverage, as well as the trends that have ...
Added: May 14, 2025
Vladimir B., США и Канада: экономика, политика, культура 2024 № 11 С. 93–110
The paper tracks the trajectory of transformation in the U.S. model of insuring development investments against political risks. First it outlines a novel normative context for providing political risk insurance (PRI), which took shape in the United States in 2018. Then, it compares the numerical parameters of insurance activities by the U.S. International Development Finance ...
Added: November 13, 2024
Gleb P., Образование и право 2024 № 7 С. 419–423
The paper is devoted to the prospects of increasing the effectiveness of restoration of the rights of victims of crime via the widespread use of the mechanism of civil law insurance, which has proven its effectiveness in a number of European legal orders. The author substantiates that the absolute interdiction on insurance of unlawful interests, ...
Added: September 14, 2024
Oxford University Press, 2014.
Most countries implement social protection programs to help individuals manage income shocks and reduce poverty. Programs can be divided into two broad categories: social insurance and social assistance. Social insurance (SI) focuses on consumption smoothing. The most common programs include unemployment benefits, old-age, disability, and survivorship pensions, as well as health insurance. Social assistance (SA) ...
Added: September 11, 2024
Белов М. Д., Социология власти 2024 Т. 36 № 1 С. 29–43
This article is devoted to the consideration of rationality as one of the key characteristics of Michel Foucault’s concept of governmentality and related contradictions both inside and outside Foucauldian theory. Using risk theory, the author explores the possibility of the existence of multiple rationality in governmentality and offers a solution to the contradiction within Foucauldian ...
Added: June 16, 2024
Издательство Санкт-Петербургского государственного университета, 2022.
В сборник вошли статьи участников XXIII Международной научно-практической конференции, организованной Всероссийским союзом страховщиков и Санкт-Петербургским государственным университетом. Авторы предлагают решения актуальных вопросов и проблем различных видов страхования, страховых рынков, как российского, так и некоторых зарубежных. Анализируются место и роль страхования в обеспечении устойчивого развития экономики России, ставятся вопросы подготовки специалистов для страховой отрасли, повышения уровня ...
Added: May 31, 2022
Aleksandrova A., Lapaeva A., Ryzhova A. et al., Jurídicas CUC 2021 No. 1 P. 135–154
The relevance of the study is due to the crisis of modern pension insurance systems and the need to change the paradigm of pension legislation development. The purpose of the study is to identify the features of the formation of legislation on pension insurance in several countries (France, Great Britain, and Russia) at the initial ...
Added: November 11, 2021
Иванова (Юхимова) Я. Я., Ващенко Т. В., Kosov M., Финансовая жизнь 2018 № 3 С. 80–84
this article considers the problems of financing operational activities and bankruptcy of Russian companies related to their financial instability in recent years, as well as modern methods of financing trade transactions that can help minimize the risks of bankruptcy associated with the insolvency of counterparties. ...
Added: August 18, 2021
М.: ООО "Анкил", 2021.
Сборник включает статьи участников XXII Международной научно-практической конференции, организованной Всероссийским союзом страховщиков и МГИМО Университет МИД России. В публикациях рассмотрены: место и роль страхования в обеспечении устойчивого развития экономики России, проблемы страховых рынков, как российского, так и некоторых зарубежных, различных видов страхования, вопросы подготовки специалистов для страховой отрасли и повышения уровня финансовой грамотности. Издание адресовано ...
Added: June 28, 2021
Агеев В. Н., Vlasov A., Финансовый журнал 2020 Т. 12 № 6 С. 100–112
The purpose of the article is to analyze the future state of legal issues connected to the use of digital assets after the adoption of the Federal Law “On digital financial assets, digital currency...” in the Russian Federation. Results: The main areas of application are highlighted for digital financial assets in the form of shares ...
Added: December 29, 2020
Mironkina Y., Zvezdina N., Скорик М. А. et al., М.: Юрайт, 2020.
Учебник представляет собой полный вводный курс в актуарную математику. Раскрыты основные понятия страхования и актуарных расчетов, финансовой математики и демографической статистики. Рассмотрены принципы и определения страхования, задачи актуарных расчетов, структура страховой премии и основные подходы к ее расчету, методы формирования страховых резервов в страховании ином, чем страхование жизни, страховании жизни и пенсий. Теоретический материал иллюстрирован ...
Added: December 6, 2020
Mironkina Y., Zvezdina N., Скорик М. А. et al., М.: Юрайт, 2020.
The textbook is a complete introductory course in actuarial mathematics. The basic concepts of insurance and actuarial calculations, financial mathematics and demographic statistics are revealed. The principles and definitions of insurance, the tasks of actuarial calculations, the structure of the insurance premium and the main approaches to its calculation, methods of forming insurance reserves in ...
Added: December 6, 2020
Lipatnikov V. S., , in: PROCEEDINGS OF THE International Scientific and Practical Conference: DIGITAL FINANCE 2020 (DF2020) Conference February 7, 2020 in Moscow, Miklukho-Maklaya St., 6, Russia.: Filodiritto Publisher, 2020. P. 121–124.
The goal of the present paper is to identify the main ways of use of cryptocurrencies and to clarify the place of cryptocurrencies in the system of digital currencies. Technological (use of distributed ledger) and organizational (absence of the center of emission) features of cryprocurrencies were identified. These features were used as a basis for ...
Added: November 30, 2020
Vlasov A., Абреков М. М., Актуальные проблемы экономики и права 2018 Т. 56 № 4 С. 745–761
Objective: to develop a new methodological approach to the evaluation of innovative projects and technological startups which organize ICO.
Methods: method of comparative analysis, method of measurement, inductive method of cognition, logical methods of cognition.
Results: the paper discusses the events taking place in the market of alternative finances and demonstrates a new methodological approach to assessing the investment and ...
Added: November 5, 2020
Babkin E., Malyzhenkov P. V., , in: Advances in Enterprise Engineering XIIVol. 334.: Springer, 2019. Ch. 10 P. 159–167.
Value co-creation is a new notion in contemporary business practice, which is now also becoming one of the key marketing concepts. The success of the value co-creation strategy is based on the DART (dialogue, access, risk-benefits and transparency) concept which is emerging as the basis for interaction between the consumer and the firm. Still, the ...
Added: February 3, 2019
Йошкар-Ола: Изд-во Марийского гос. ун-та, 2018.
This article contains the review of factors affecting the termination of insurance contracts as well as econometric research on the sample of investment life insurance contracts of one of the Russian companies. ...
Added: October 31, 2018
Volkova I., Burda Y., Gavrikova E., , in: Engineering assets and Public infrastructures in the Age of Digitalization.: Springer, 2020. P. 864–872.
The trend on electricity grids digitalization is gradually leading to the shift of busi-ness value towards more sustainable and efficient electricity services. Sustainability and efficiency are challenged by the increasing demand for electricity which is fol-lowed by a dramatic transformation of energy systems. While smart grids seem to be crucial in this process, there is ...
Added: September 7, 2018