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Пенсия на доверии
ЭКО. 2019. Т. 49. № 8. С. 4–7.
Синяков А. А., Зверева В., Шелованова Т. И., / Центральный банк Российской Федерации. Серия 132 / 2024 "Серия докладов об экономических исследованиях". 2024. № 132.
At the end of 2023, Russia updated its Strategy for Improving Financial Literacy and Developing Financial Culture Until 2030. Unlike the previous strategy, the current strategic goals include not only financial literacy but also financial culture. ‘Culture’ is normative and socially preferred behaviour. The updated strategy brings into focus the relationship between financial literacy and responsible financial behaviour. To explore this relationship, the authors rely on data from the All-Russian Survey of Consumer Finance (2020 and 2022). Socially ...
Added: June 1, 2026
Vorchik A., / SSRN. Серия Social Science Research Network "Social Science Research Network". 2026.
This work is devoted to a theoretical explanation of the Easterlin paradox, according to which long-term economic growth does not make average level of people's happiness increasing. By happiness, we mean the intensity of emotions people experience while comparing their new income with its expected value, or the target income with its original value. In the first case, ...
Added: May 31, 2026
Ermolin I., Suvorkov P., Conservation Biology 2026 No. e70300 P. 1–10
Illegal, unreported, and unregulated (IUU) fishing driven by artisanal small-scale fisheries is a critical threat to global biodiversity and is exemplified by the commercial extinction of Caspian sturgeons (Acipenser and Huso). A key knowledge gap persists regarding the scale and behavioral dynamics of these operations.We tested the hypothesis that persistent high-volume sturgeon poaching is sustained ...
Added: April 25, 2026
Ершов И. А., Системная инженерия и инфокоммуникации 2025 № 4 С. 11–14
The heat consumption of residential buildings is a stochastic series. It is necessary for the design of thermal energy regulators the creation of a neural network model. In the paper, the model is carried out based on Long Short-Term Memory (LSTM). The high accuracy of reproducing the series was achieved by training the model on ...
Added: April 22, 2026
Enchilik P. R., G.V.Klink, Semenkov I. N., Science of the Total Environment 2025 Vol. 998 Article 180219
Natural regeneration of forest soils affected by agricultural practices is a common phenomenon in many regions worldwide, particularly in boreal ecosystems. Affecting soil quality, the partitioning of extractable fractions of heavy metals and metalloids (HMMs) is not studied during natural regeneration. The following stages of natural regeneration after plowing have been identified in the Smolenskoye ...
Added: April 19, 2026
Barut A., Proskuryakova L. N., Yakutkina V. et al., Renewable Energy 2026 Vol. 267 Article 125736
The global demand for rare earth metals (REM) has exceeded the global supply, exacerbating the deficit of these resources for wind turbines, solar panels, electric vehicles, and nuclear reactors. The largest REM exporting and importing countries have the power to influence energy transition in their own countries and around the world. This study analyzes the ...
Added: April 8, 2026
Ustyuzhanin V., / Series Econometrics "arxiv". 2026.
This paper proposes Covariate-Balanced Weighted Stacked Difference-in-Differences (CBWSDID), a design-based extension of weighted stacked DID for settings in which untreated trends may be conditionally rather than unconditionally parallel. The estimator separates within-subexperiment design adjustment from across-subexperiment aggregation: matching or weighting improves treated-control comparability within each stacked subexperiment, while the corrective stacked weights of Wing et ...
Added: April 3, 2026
S. S. Bricheva, P. M. Shilov, Yurchenko A. P. et al., Eurasian Soil Science 2025 Vol. 58 Article 74
The high variability of properties in urban soils and the abundance of anthropogenic inclusions that interfere with the propagation of electromagnetic fields are the reasons why they are seldom studied by geophysics. At the same time, geophysics is an efficient and fast way to diagnose soil structure and dynamics without affecting the functioning of the ...
Added: March 26, 2026
Vorchik A., / Social Science Research Network. Серия SSRN Working Paper Series "SSRN Working Paper Series". 2026.
This article is devoted to the phenomenon of intrinsic motivation, to understand which two models are proposed. We study how positive/negative intrinsic motivation to work (experienced utility) affects worker's individual labour supply (model I) and the amount of effort they exert (model II). In model I, we use intrinsic motivation to explain the positive/negative slope ...
Added: March 15, 2026
Zamyatina N., Мир России: Социология, этнология 2025 Т. 34 № 4 С. 209–213
This review discusses the collective monograph “Life in the Void: Anthropological Essays on Social Space Beyond Governmental Regulation” by L.E. Blyakher, K.V. Grigorichev, and A.V. Kovalevsky. The empirical foundation of the book is the authors’ long-term expeditions to the region. As the reviewer demonstrates, the authors not only provide extensive and exotic material but also ...
Added: March 3, 2026
Vorchik A., Мамышев М. А., / Series Social Science Research Network "Social Science Research Network". 2025.
In this paper, we develop a formal mathematical model aimed to explain the Dunning-Kruger effect that beginners systematically overestimate their own competence in various fields of knowledge and activity. We argue that the Dunning-Kruger effect arises from the emotional nature of confidence combined with unknown unknowns that it simply can not take into account due ...
Added: February 11, 2026
Musaev A. U., Vorchik A., / Series Social Science Research Network "Social Science Research Network". 2026.
This paper attempts to model the evolutionary theory of modernization and democratization. The model reflects the key provisions of R. Inglehart and C. Welzel's theory and provides a microfoundation for the adaptation of subjective values to the objective importances of the survival factors and the structure of the labour markets from the perspective of evolutionary ...
Added: February 10, 2026
Dregulo A., Environmental Science and Pollution Research 2026 Vol. 33 No. 8 P. 3252–3265
The present study focuses on greenhouse gas emissions from wastewater treatment and sewage sludge disposal at landfill. Traces of ammonium, dihydrosulfide, phenol, formaldehyde, various hydrocarbons, and mercaptans have been identified. The dynamics of these gases are especially intense during the purification process from grids to aerotanks. Methane concentrations fluctuated more than sixfold in the wastewater ...
Added: February 10, 2026
Antsygina A., Teteryatnikova M., Tremewan J. C. et al., / Series "SSRN Working Paper Series". 2025.
Many competitive environments allow for a third party to be indirectly involved by supporting one or both sides in the conflict. Such support can come from trade partners, colleagues, or allies, who can in turn benefit from a supported party's success. We use theory and an experiment to investigate how support relationships develop endogenously in ...
Added: January 31, 2026
Akhmedova A., / Series "SSRN Working Paper Series". 2026.
The study explores a psychological phenomenon of inaction inertia-avoiding action after missing a more favourable opportunity. Unlike action inertia (e.g.,sunk costs effect), inaction inertia has been less studied, particularly in economic contexts. Considering the reference dependent nature of the phenomenon, I build on the work of Kőszegi and Rabin (2006) to examine how past experiences ...
Added: January 23, 2026
Kuchumova (Paramonova) Y. A., Ozhegova A., Зорина К. С., / Series SSRN "Available at SSRN 6108727". 2026.
Simplified tax regimes with explicit eligibility thresholds are a common tool which reduces tax burden but distorts firms’ behavior, creating local bunching just below the threshold. However, we show that when firms have access to business splitting their responses extend far beyond the local margin. Our model demonstrates that splitting reduces local bunching but amplifies ...
Added: January 21, 2026
Kuchumova (Paramonova) Y. A., Кумачева С. Ш., / Series SSRN "Available at SSRN 5312100". 2025.
In recent years, an emerging body of empirical research has shown that tax audits, in addition to recovering unpaid taxes (direct effect), increase future tax compliance (indirect or dynamic effect). This literature also suggests that updating expectations induced by audit experience plays an important role in explaining this indirect effect. However, exactly how taxpayers form ...
Added: January 21, 2026
Kuchumova (Paramonova) Y. A., / Series SSRN "Available at SSRN 5277500". 2025.
While the emerging empirical literature shows that collateral tax sanctions (CTSs) - such as driver’s license suspensions or passport denials - appear to be effective instruments to enforce tax debt collection, there are still few theoretical arguments to explain why. In this paper, I model enforcement of tax debt collection and provide a new rationale for why it could ...
Added: January 21, 2026
Dobrynskaya V. V., Tomtosov A., Речмедина С., / NRU HSE. Series WP BRP 60/FE/2017 "SERIES: FINANCIAL ECONOMICS". 2025.
We study the application of factor investing in the market for real estate (REITs). The analysis of traditional factor strategies, such as momentum, value, size and profitability, reveals their unstable and atypical behavior in comparison to the equity market, however, there is a strong momentum effect in the factor strategies. We propose a new dynamic ...
Added: January 21, 2026
Новосибирск: ИПЦ НГУ, 2025.
В сборнике представлены доклады участников Международного форума «Сибирь в стратегическом цивилизационном повороте: глобальное и региональное измерения», который прошел в Новосибирске 25-28 сентября 2025 г. Книга рассчитана на специалистов в областях социологии, философии, истории, а также всех интересующихся социально-гуманитарной проблематикой. Тексты представлены в авторской редакции. ...
Added: January 19, 2026
A. S. Baybar, M. Yu. Puzachenko, R. B. Sandlersky, Geography and Natural Resources 2025 Vol. 46 No. S1 P. S15–S22
This article presents a methodology for landscape mapping based on the integration of long-term series of multispectral data and morphometric characteristics of the relief for various hierarchical levels. Using the example of the Central Forest Reserve and its adjacent territory, where both indigenous and anthropogenically modified geosystems are combined, it is shown that the identification ...
Added: January 14, 2026
Kozylov I., Россия в глобальной политике 2026 Т. 24 № 1 С. 152–171
The article analyzes the evolution of Siberia’s role in Russian–Chinese relations from the seventeenth century to the early 2010s, that is, up to the stage of institutionalization of Russia’s course toward a “Turn to the East”. On the basis of the historical-genetic and systemic approaches, as well as an analysis of Russian- and Chinese-language bibliography, ...
Added: January 10, 2026
Nadezhda Kerimova, Akimov P., Ntoumanis I. et al., Scientific Reports 2025 Vol. 15 Article 43524
Previous studies have demonstrated that people focus on fewer specific features of natural environments compared to built environments. This may imply that neural activity stronger converge across individuals in green environments than in built environments, where people may focus very differently on diverse and often overloading urban stimulation. We hypothesized that the similarity of mental ...
Added: January 10, 2026
Besstremyannaya G., Bakshuk M., / ЦЭМИ РАН. Серия 48 заседание "Сборник трудов Шаталинской школы-семинара". 2026.
В данной статье рассматривается реакция российских предприятий обрабатывающей промышленности на ужесточение экономических санкций с акцентом на период после 2022 года. Хотя санкции в целом негативно сказываются на экономическом росте и эффективности деятельности компаний, есть некоторые свидетельства того, что они также могут подталкивать компании к инновациям, а негативный эффект преодолевается при помощи адаптации компании. Исследование заполняет ...
Added: December 31, 2025