Влияние основных классов причин смерти на разницу в ожидаемой продолжительности жизни России и европейских стран
Indicators of mortality of urban population in four northern regions of the Russian Federation were analyzed: the Murmansk, Arkhangelsk, Magadan regions and the Republic Sakha (Yakutia). The study period covered eleven years between 1999 and 2009. All these regions are characterized by higher mortality rates and lower life expectancy than the national average indicators. After 2003, life expectancy began to increase due to reduction in cardio-vascular mortality. Mortality rates in the regional capitals were somewhat higher than the respective average rates for all urban population within the region.
The paper studies the sources of gender segregation on the within-firm level and its effect on gender wage gap. In compare to numerous of papers devoted to gender segregation, this research is based on unique personnel data from one of Russian industrial firm for the period from 2002 to 2006. It's shown that generation and fastening of segregated employment structures can be explained, firstly, by initial job assignments and, secondly, by gender differences in promotion paths for male and female workers. Estimations of the gender wage gap afford to conclude that it is largely driven by gender segregation between job positions and hierarchical levels rather than by worker's characteristics.
The monograph is devoted to the problems arising in the analysis of demographic processes, the calculation of net rates and assessment of reserves in the major life insurance contract. The results of studies involving various related parties of the analyzed issues. For example, given a detailed comparative analysis of pre- and disadvantages of organization of the insurance market in Russia and abroad. With used - vaniem various techniques built a ranking of countries in terms of development of the market under study.
The basis of actuarial calculations in the basic life insurance contracts are demo graphic processes: in particular, information about the mortality rate. The foundation for the construction of a net rates and valuation reserves in the life insurance contract is the data of mortality tables, which are based, in turn, is an indicator of how Vero die before reaching next age interval. In this regard, the authors present the theoretical aspects of the construction of the net rates and valuation reserves in life insurance contracts. The paper discusses methods of constructing mortality tables , raised the problem of statistical analysis of demographic processes in actuarial calculations, an overview of the basic formulas used to derive the net rates and valuation reserves in life insurance contracts.
The authors of the classification of the Russian Federation in terms of economic and demographic character. Some representatives of the obtained clusters The results of the study of the dynamics of demographic processes. It analyzes the main trends in life expectancy at age and sex and the regional context.
Of course, the authors have paid special attention to the analysis of the impact of demographic, financial factors on change of the tariff policy of life insurance contracts, as well as the impact on the rate and size of the allowance conditions of the contract. The research data for the city of Moscow as a financial and information center of Russia, which significantly affects the development of the insurance market as a whole (not only in the life insurance sector).
The results of these studies may be interested in a wide range of professionals in the field of economics, actuarial calculations in life insurance analysts.