Дружественность банков в отношении лиц с ограниченными физическими возможностями
The paper considers the problems concerning providing banking services for people with special need. The main aim is to investigate the level of hospitality of top-60 Russian banks. As a result, a rating of Russian bank was constructed, that shows the low level of hospitality of Russian banks towards people with special need.
This article is devoted to studying of processes of interaction between banks and insurance companies in the process of selling their services within bancassurance system
The article is related to the problematic of the content of the terms «banking service», «banking fee», as well as protection of citizens who conclude the consumer credit agreements from groundless banking fees.
The paper examines the structure, governance, and balance sheets of state-controlled banks in Russia, which accounted for over 55 percent of the total assets in the country's banking system in early 2012. The author offers a credible estimate of the size of the country's state banking sector by including banks that are indirectly owned by public organizations. Contrary to some predictions based on the theoretical literature on economic transition, he explains the relatively high profitability and efficiency of Russian state-controlled banks by pointing to their competitive position in such functions as acquisition and disposal of assets on behalf of the government. Also suggested in the paper is a different way of looking at market concentration in Russia (by consolidating the market shares of core state-controlled banks), which produces a picture of a more concentrated market than officially reported. Lastly, one of the author's interesting conclusions is that China provides a better benchmark than the formerly centrally planned economies of Central and Eastern Europe by which to assess the viability of state ownership of banks in Russia and to evaluate the country's banking sector.
The paper examines the principles for the supervision of financial conglomerates proposed by BCBS in the consultative document published in December 2011. Moreover, the article proposes a number of suggestions worked out by the authors within the HSE research team.