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  • Финансовая грамотность и финансовая компетентность: определение, методики измерения и результаты применения в России

Article

Финансовая грамотность и финансовая компетентность: определение, методики измерения и результаты применения в России

Вопросы экономики. 2015. № 8. С. 129-148.

The main purpose of the study is to assess the level of financial capability of Russians by using the methodology of cross country comparison developed by the Russia Financial Literacy and Education Trust Fund. The paper gives a brief description of the methodology of financial literacy and financial capability measurements, as well as the results of the survey in Russia. From the analysis of the survey data, it is concluded that the weak areas of the financial capability of Russians concern issues related to planning of expenses and keeping these plans completed, creating reserves to pay for major planned or unexpected expenditures, lack of control over money spent using written records of incomes and expenses, developing regular saving habits, and lengthening time horizons.