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Обзор методов оценки сложности текстов в сфере регулирования банковской деятельности
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The estimation of textual complexity is an important and relevant task in the field of natural language processing. For example, in the banking sector, according to experts, there is a trend towards increasing the complexity of texts in all areas of financial regulation, which makes them difficult to understand even by professionals. This can lead to different interpretations, so the text should be written in simple language and be understandable to the addressees. However, in order to control the complexity of a text it is necessary to be able to measure it. This article provides an overview of methods for measuring text complexity. We describe both classical approaches based on syntactic features of the text and advanced methods based on the application of universal vector language models.
Language:
Russian
In book
Институт проблем передачи информации им. А.А. Харкевича РАН, 2022.
Derkacheva A., Sakirkina M., Kraev G. et al., /. 2026.
Comprehensive data on natural hazards and their consequences are crucial for effective for risk assessment, adaptation planning, and emergency response. However, many countries face challenges with fragmented, inconsistent, and inaccessible data, particularly regarding local-scale events. To address this data gap in Russia, we developed an end-to-end processing pipeline that scrapes news from various online sources, ...
Added: April 28, 2026
Knutov A., Chaplinskiy A., Мищенко П. А. et al., М.: Проспект, 2026.
Учебное пособие содержит рекомендации к стилю юридического письма, следование которым поможет сделать его более понятным для читателей. Первая глава систематизирует накопившиеся знания об общих стилевых особенностях языка права и его месте в речевой системе русского языка. Последующие главы посвящены отдельным видам юридических документов: языку законов, языку процессуальных документов, языку договоров и языку юридических аналитических документов. ...
Added: January 26, 2026
Пушкарева Е. А., Корженевская А. Ю., Zdorova N. et al., Вопросы образования 2026 № 1 С. 185–213
Academic reading, which involves working with scientific and popular science texts in an academic environment, according to surveys, causes difficulties for students. In addition to the style of the text, the high complexity of the text that is related to long and extended sentences, big text size, and the presence of specific terms, can also ...
Added: April 29, 2025
Alimpeev D., Knutov A., Plaksin S. et al., М.: Издательский дом НИУ ВШЭ, 2024.
Korney Chukovsky designated clericalism as the sole genuinely substantial malady afflicting the Russian language, and Nora Gal likened the style of official documentation to the consumption of "dry food". In recent decades, it has become increasingly challenging to discern the content of normative documents. This phenomenon can be attributed to several factors, namely the proliferation ...
Added: December 23, 2024
Lelik V., Eremicheva T., Morozova D. et al., В кн.: Когнитивная наука в Москве: новые исследования. Материалы конференции 21–22 июня 2023 г.: М.: «Буки Веди», Московский институт психоанализа, 2023. С. 274–279.
Some of the important conditions of the effectiveness of morphological analyzers are the correct recognition of unfamiliar words and successful morphological disambiguation. In this work, we evaluated the results of automatic processing of children’s spontaneous speech using the morphological analyzer MyStem. We analyzed the longitudinal spontaneous speech recordings of two bilingual children and their parents ...
Added: April 5, 2024
Dzhagityan E. P., Mukhametov O., Алексеева М. Г., Вестник международных организаций: образование, наука, новая экономика 2024 Т. 19 № 1 С. 30–54
The objectives of economic integration require countries’ mutual efforts to implement them. In fact, the post-crisis recovery demonstrated that there is virtually no alternative to Basel III standards and recommendations to protect against external shocks and strengthen the stress resilience of banks. In the European Union (EU), the Basel III mechanism has become the basis ...
Added: March 30, 2024
Зюбанов К. А., Таран И. В., Внутренний контроль в кредитной организации 2022 Т. 53 № 1 С. 89–100
С формальной точки зрения процесс управления регуляторным риском выглядит достаточно тривиально: определить подразделение и (или) служащих, которые будут выполнять функции СВК с соблюдением требований Положения № 242-П2 в части подотчетности, обеспеченности СВК ресурсами и т.д. Так это работает в теории, но так ли это на практике? При попытке применить на первый взгляд логически стройные нормы ...
Added: March 17, 2024
Chaplinskiy A., Knutov A., Alimpeev D., Закон 2024 № 2 С. 159–177
For many years, the primary challenges in the legal sphere regarding language in legal proceedings have been the utilization of national languages of the republics and foreign access to justice. However, the authors of this paper hypothesize that citizens and organizations of Russian origin often require assistance in translating “legal Russian” to “everyday Russian”. This ...
Added: February 21, 2024
Северина Е. М., Ларионова М. Ч., Litera 2023 № 10 С. 211–222
The article considers a model of preparation of machine-readable (semantic) markup of texts for the Chekhov Digital project on the example of philological interpretation of individual significant elements of A. P. Chekhov's story "Death of an Official" and presentation of this information explicitly based on the standards of digital publication Text Encoding Initiative (TEI/XML). Based ...
Added: January 12, 2024
Kolmogorova A., Калинин А. А., В кн.: Язык и искусственный интеллект: Сборник статей по итогам конференции «Лингвистический форум 2020: Язык и искусственный интеллект».: Издательский дом ЯСК, 2023. С. 167–181.
In the paper, we discuss the problem of tools supposed to be effective for visualization of data achieved as result of running algorithms for emotional text analysis. We start by overviewing some technics used to visualize data in projects devoted to exploratory data analysis, sentiment-analysis and emotional text analysis. To continue, we suggest two variants ...
Added: October 31, 2023
Лымарь М. С., Penikas H. I., / Банк России. Серия доклады Банка России "Серия докладов об экономических исследованиях". 2023. № 116.
В кризисы Банк России и Правительство России в координации друг с другом реализуют комплекс антикризисных мер, направленных на поддержание финансовой стабильности и кредитной активности.
Цель настоящего исследования — определить, насколько такие меры поддержки обеспечили финансовую устойчивость банков и финансового рынка в целом, чтобы позволить дальше поддерживать кредитование в экономике в кризисные периоды 2014, 2020, 2022 годов. Важно оценить как общий (кумулятивный) эффект, так и вклад конкретных мер поддержки Банка России и Правительства России.
Обосновано, что в комплексе ...
Added: October 20, 2023
Dobryakova M. S., Seel N., , in: Key Competences and New Literacies: From Slogans to School Reality.: Springer, 2023. P. 327–365.
In this chapter, we first review the main principles of pedagogical practices which encourage the development of key competences and literacies, and then we discuss more specific methods which support their particular components. The emphasis is on students and their learning (and on students owning their learning), and not on teachers’ instructional activity to introduce ...
Added: August 23, 2023
Penikas H. I., СПб.: Издательство СПбГЭУ, 2022.
Опыт разработки международного банковского регулирования насчитывает к 2022 г. почти 50 лет. Существенная его часть относится к доминирующему риску банков -к кредитному. Особое место в регулировании кредитного риска занимают математические модели, когда при одобрении регулятора банки могут частично самостоятельно определять параметры риска и использовать их при расчетах нормативов регулирования. Однако наложенные требования на указанные модели ...
Added: July 28, 2023
Tkachev V., Grishchenko V., Summanen K., , in: Handbook of Banking and Finance in Emerging Markets.: Edward Elgar Publishing, 2022. Ch. 40 P. 763–792.
Throughout its long and diverse history Russia has always been one of the key players in
global political and economic developments. Yet, it has always had its Achilles heel –
poorly developed financial markets and financial industry. What were the main obstacles
to progress in the development of the financial market over the last three decades? What
were the ...
Added: March 22, 2023
Edward Elgar Publishing, 2022.
Emerging markets are increasingly facing significant challenges, from a slowdown in productivity, rising debt, and trade tensions to the adverse effects of proliferating global uncertainty on domestic financial systems. This incisive Handbook examines the ongoing dynamics of global financial markets and institutions within the context of such rising uncertainty and provides a comprehensive overview of ...
Added: March 22, 2023
Lausanne: Frontiers Media S.A., 2022.
Text complexity assessment is one of the urgent problems of our time. Many modern texts, including classroom books and legislative acts, prove to be too difficult and as such cannot cater to readers’ needs. This also applies to legal, financial, banking documents. Although the first methods of measuring text complexity were suggested over 70 years ...
Added: October 31, 2022