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Comparison of Banking and Peer-to-Peer Lending Risks
Automation and Remote Control. 2021. Vol. 82. No. 12. P. 2155–2168.
© 2021, Pleiades Publishing, Ltd.Abstract: We consider the problem of minimizing the risk taken on by investors in a two-tier(banking) system of lending and a system of peer-to-peer lending, assuming the incoming risks tobe constant. It is shown that with the introduction of a special (nonsystematic) risk, thepeer-to-peer lending model turns out to be optimal.
Kuninets A., IEEE Transactions on Information Theory 2026 P. 1–1
In this work we study the applicability of Quasi-Cyclic Subfield Subcodes of Dual Elliptic (QC-SSDE) codes for integration into code-based cryptographic schemes. Detailed algorithms are provided for constructing parity-check matrices as well as block-circulant parity-check matrices for this family of codes, accompanied by empirical results that enable the construction of QC-SSDE codes with predetermined dimensions. ...
Added: October 3, 2026
Zykov S. V., Уфимцев Г. А., Моделирование, оптимизация и информационные технологии 2026 Т. 14 № 8 С. 1–13
Информационные системы формируют большие объёмы событийных журналов, которые используются для анализа работы приложений и сервисов. При этом события могут поступать в аналитический контур позже момента их фактического возникновения и не в исходном порядке. Такая рассинхронизация приводит к ошибкам при построении агрегированных временных показателей, а регулярный полный пересчёт многомерного аналитического куба требует значительных вычислительных затрат. Целью ...
Added: October 2, 2026
Polarization of opinions in the group: a modeling algorithm considering the dynamics of social bonds
Chebotarev V., Andreyuk D., Elizarova Anastasiya et al., Procedia Computer Science 2022 Vol. 213 No. C P. 596–601
The dynamics of opinion in a group are of interest for a number of practical purposes. In particular, consensus helps and polarization of opinions hinders cohesive teamwork. Existing approaches for modeling opinion dynamics mostly do not take into account the dynamism of social relations in a group. This paper proposes an algorithm and a program ...
Added: October 2, 2026
Konstantinov A., Elizarova Anastasiya P., Utkin L., Computing, Telecommunications and Control 2026 Vol. 19 No. 1 P. 16–25
Decision trees and their ensemble extensions, such as random forests, are widely used as classification models due to their simplicity and interpretability. However, in many real-world tasks where class labels overlap in the feature space, standard decision trees rely on hard splits that create fragile decision boundaries. In these regions, small perturbations in the input ...
Added: October 2, 2026
Prokhorov A., Burda M., Journal of Computational and Graphical Statistics 2026 P. 1–13
Bayesian nonparametric density estimation procedures are typically based on single-scale priors, such as Dirichlet process mixtures. Alternative multiscale density priors built on decision trees have many well-known advantages, including the ability to characterize abrupt local changes and to provide an estimate with a desired level of resolution. Despite their theoretical appeal, multiscale methods have typically ...
Added: October 2, 2026
Aly Ismailov, Poptsova M., Plos One 2026 Vol. 21 No. 9 Article e0355902
Added: October 2, 2026
Zlotnik A., Математические заметки 2026 Т. 120 № 6 С. 1005–1009
Численным методам решения систем газодинамических уравнений посвящена обширная литература. Ранее было разработано и успешно апробировано специальное семейство симметричных по пространству консервативных разностных методов, основанных на предварительной кинетической, точнее, квазигазодинамической (КГД), регуляризации этих уравнений. Актуальной задачей является построение численных методов, которые обладают не только свойством консервативности по массе, импульсу и полной энергии, но и удовлетворяют условиям энтропийной ...
Added: October 1, 2026
International Joint Conferences on Artificial Intelligence, 2026.
Added: October 1, 2026
Ryumina E., Aksenov A., Сысоев Д. С. et al., IEEE Computer Society, 2026.
Ambivalence/hesitancy recognition in unconstrained videos is a challenging problem due to the subtle, multimodal, and context-dependent nature of this behavioral state. In this paper, a multimodal approach for video-level ambivalence/hesitancy recognition is presented for the 10th ABAW Competition. The proposed approach integrates four complementary modalities: scene, face, audio, and text. Scene dynamics are captured with ...
Added: September 30, 2026
Ivanov F., Kotov F., IEEE Access 2026 Vol. 14 P. 104662–104679
U-UV codes, based on the Plotkin (U, U + V) construction, provide a unified framework that includes polar and Reed–Muller codes and enables flexible design through the choice of component codes. While modern capacity-approaching codes achieve excellent performance at large block lengths, their efficiency at short and moderate lengths remains limited, especially under low-latency constraints. ...
Added: September 30, 2026
Djambong Tenkeu H., Institute for System Programming of the RAS, 2026.
Added: September 29, 2026
Ivanashev Y., Доклады Российской академии наук. Математика, информатика, процессы управления (ранее - Доклады Академии Наук. Математика) 2026 Т. 529 С. 93–101
Язык L является нижним для релятивизируемого сложностного класса C, если CL=C. Для классов #P, GapP и SpanP известны точные нижние классы языков: Low(#P) = UP ∩ coUP, Low(GapP) = SPP и Low(SpanP) = NP ∩ coNP. В этой статье мы доказываем, что Low(TotP) = P, и приводим характеризации нижних классов функций для #P, GapP, TotP ...
Added: September 28, 2026
Piliugin L., Antropov A., Lobashev E. et al., Journal of Nuclear Materials 2026 Vol. 632 Article 156876
The effects of dislocations on the mobility of gas nanobubbles pinned to them are considered as novel unex- plored mechanisms of accelerated fission gas release and investigated using classical molecular dynamics of helium bubbles in FCC aluminum. Non-equilibrium methods are developed to calculate the mobility of a pinned bubble both along and across the dislocation ...
Added: September 28, 2026
Kashpurovich I., Oleynichenko A., Stegailov V., Supercomputing Frontiers and Innovations 2026 Vol. 13 No. 1 P. 52–73
We report a high-performance implementation of the resolution-of-the-identity Hartree–Fock method that fully exploits the permutational symmetry of three-center electron repulsion integrals (ERI). The present implementation adopts a hybrid MPI+OpenMP parallelization strategy. Two different algorithmic approaches (with and without the pre-transformation of ERIs) are compared. A custom data layout introduced previously is employed. Designed to efficiently ...
Added: September 28, 2026
Teregulov T., Loubenets E. R., / Series Quantum Physics "arXiv". 2026. No. 2609.31472.
We develop a new three-party quantum secret-sharing (QSS) protocol based on a three-qubit W state. This protocol encodes the secret-sequence bits using X gates and employs randomly selected Hadamard operations and measurement bases to generate information and security-test rounds. We evaluate the efficiency of the proposed protocol and analyze its security against an internal adversary ...
Added: September 28, 2026
Silakov D., Системный администратор 2026 С. 84–89
Social media users rarely think about what lies behind the beautiful facade of activity feeds, teeming with photos and video stories. However, the widespread popularity of such platforms generates a huge amount of all sorts of content that needs to be stored, processed quickly, and displayed, and in the era of AI, it also needs ...
Added: September 28, 2026
Prokhorov A., Wei Z., Sang H. et al., Journal of Productivity Analysis 2026 Vol. 65 P. 1–16
The stochastic frontier model (SFM) is widely employed in the analysis of productivity and efficiency, yet strict parametric forms, such as the Cobb-Douglas and Translog functions, are often assumed for modeling production, leading to potential misspecification issues. While semi- and nonparametric SFMs offer greater flexibility, they face challenges in imposing monotonicity and concavity to maintain ...
Added: September 28, 2026
Qian X., Guan X., Zhang B. et al., Journal of Global Optimization 2026
Inverse quickest path problem on networks ...
Added: September 27, 2026
Switzerland: Springer Cham, 2026.
This volume gathers selected, peer-reviewed contributions presented at the 19th Conference of the International Federation of Classification Societies (IFCS 2026), held on 14–16 July 2026 in Milan, Italy. Reflecting the volume’s motto, Navigating Complexity – Statistical Methods, Data Analysis, and Machine Learning for Actionable Insights, the papers showcase modern methodologies and real-world applications designed to extract ...
Added: September 25, 2026
Kraevskiy A., Sokolovskiy E., Prokhorov A., Emerging Markets Review 2026 No. 74 P. 1–19
Financial markets of emerging economies are vulnerable to extreme and cascading information spillovers, surges, sudden stops and reversals. With this in mind, we develop a new online early warning system (EWS) to detect what is referred to as ‘concept drift’ in machine learning, as a ‘regime shift’ in economics and as a ‘change-point’ in statistics. ...
Added: September 25, 2026
Penikas H. I., Model Assisted Statistics and Applications 2023 Vol. 18 No. 2 P. 125–134
There is large online lending growth in volume world-wide. The credit risk concerns point to the fact that most of these loans might be used to redeem earlier borrowed funds. However, the true reasons for online borrowing and lending are unavailable. Benford law is one of the tools used by auditors to monitor how suspicious the ...
Added: July 28, 2023
Stolbov M., Shchepeleva M., Journal of Finance and Data Science 2023 Vol. 9 Article 100095
The paper aims to indentify and compare the determinants of the overall FinTech market expansion and its major segments – cryptocurrency and peer-to-peer lending markets – in a dataset, which covers 64 countries and 51 potentially relevant factors. To this end, we apply a battery of state-of-the-art variable selection techniques from machine learning, comprising Bayesian model averaging (BMA), least absolute shrinkage ...
Added: June 16, 2023