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Building an Intelligent Comprehensive Scoring Model Based on Fuzzy Technologies
P. 16–19.
Nazarov D., Efremov S. G.
The article is devoted to the analysis of scoring models used in one of the Russian commercial banks. The purpose of the article is to build a comprehensive scoring model that takes into account various groups of additional variables that increase the accuracy of the model and reduce the default percentage of borrowers. To construct such a model, it is proposed to use fuzzy control technologies, as one of the methods of data mining.
In book
Vol. 2. , The Institute of Electrical and Electronics Engineers, Inc. , 2019.
Kulikova S., Polyakova I., Kuzmicheva E. et al., Неврология, нейропсихиатрия, психосоматика 2025 Т. 17 № 5 С. 48–54
Predicting the outcome of ischaemic stroke (IS) is a complex task, as mortality and disability depend on many factors, including age, gender, type and severity of stroke, and comorbidities. Survival rates also vary between countries depending on genetic characteristics and differences in the organisation of healthcare systems.
Objective: to search for predictors of one-year survival after ...
Added: October 27, 2025
Дементьева К. В., Вестник Академии медиаиндустрии 2024 № 3(39) С. 148–158
The article examines the features of the media system of the Republic of Mordovia, in particular, analyzes the development of media websites. The main information sites presenting news about Mordovia were identified, and recommendations were given for promoting news in the digital environment. ...
Added: October 16, 2025
Boboshko D., Treistar D., Kulapova A., Lecture Notes in Networks and Systems 2024 No. 1092
The article presents the results of a study of the conceptual apparatus used in describing the processes of formation and functioning of banking ecosystems. Advanced search filters were applied to select the most relevant scientific literature, which made it possible to objectively narrow and clarify the scope of bibliometric research. The content of more than ...
Added: May 26, 2025
Podrugina A., Лысенко К. В., Майхрович М. Я., Экономический журнал Высшей школы экономики 2024 Т. 28 № 3 С. 525–554
The decade of expansionary monetary policy and tough financial regulation after the global financial crisis reduced the profitability of the banking sector, but at the same time it significantly increased its financial stability. The COVID-19 pandemic has become a stress for banks, but liquidity support measures and extra-dovish monetary policy of central banks in developed ...
Added: October 22, 2024
Chaleenutthawut Y., Davydov V., Evdokimov M. et al., IEEE Access 2024 Vol. 12 P. 24843–24854
Decentralized finance (DeFi) offers a range of financial instruments and services that leverage the capabilities of web3 technology. Maker protocol, which enables users to obtain loans backed by cryptocurrencies, is one of them. Unlike traditional banks, Maker’s data is transparently recorded on the Ethereum blockchain. In this research paper, we focus on analyzing the lending ...
Added: September 4, 2024
Shirnin A., Andreev N., Potapova S. et al., IEEE/ACM Transactions on Speech and Language Processing 2024 Vol. 32 P. 2751–2763
We present an approach to evaluate the robustness of pre-trained vision and language (V&L) models to noise in input data. Given a source image/text, we perturb it using standard computer vision (CV) / natural language processing (NLP) techniques and feed it to a V&L model. To track performance changes, we explore the problem of visual ...
Added: July 19, 2024
Erlygin L., Zholobov V., Baklanova V. et al., , in: 2023 IEEE International Conference on Data Mining Workshops (ICDMW) 1–4 December 2023, Shanghai, China.: Shanghai: IEEE Computer Society, 2023. P. 1247–1258.
Machine learning models play a vital role in time series forecasting. These models, however, often overlook an important element: point uncertainty estimates. Incorporating these estimates is crucial for effective risk management, informed model selection, and decision-making.To address this issue, our research introduces a method for uncertainty estimation. We employ a surrogate Gaussian process regression model. ...
Added: March 20, 2024
Strimovskaya A., Barykin S., Volkova E. et al., IFAC-PapersOnLine 2023 Vol. 56 No. 2 P. 1809–1814
Modern tendencies of rapid economic growth, demand-driven market, highly uncertain economic environment with various disruption sources simultaneously with targets for sustainable development explains the increased interest to advanced solutions in supply chain management. The research paper presents a multi-level efficiency control model presenting analytical sequences and integral method of factor analysis for logistics performance indicators ...
Added: January 17, 2024
Poddaeva O. I., Churin P., Dunichkin I.V., MATEC Web of Conferences 2016 Vol. 86 P. 02012
Design and construction of unique buildings and structures (sports arenas, airport complexes, business centres, etc.) from an engineering point of view is a very difficult task as in most cases these facilities have an original architectural form. Therefore, consideration of wind loads is an important part of the design. The paper presents the definition of ...
Added: November 16, 2023
Dungey M., Hurn S., Shi S. et al., Econometrics 2019 P. 1–20
Crises in the banking and sovereign debt sectors give rise to heightened financial fragility.
Of particular concern is the development of self-fulfilling feedback loops where crisis conditions in
one sector are transmitted to the other sector and back again. We use time-varying tests of Granger
causality to demonstrate how empirical evidence of connectivity between the banking and sovereign
sectors ...
Added: November 10, 2023
Polyakov K., Polyakova M. V., Экономический журнал Высшей школы экономики 2023 Т. 27 № 3 С. 390–411
This study is devoted to the analysis of the statistical relationship between the effectiveness of the bank and its specialization. Efficiency in the study is considered as a metric that evaluates the quality of management of an organization. Specialization in this case refers to the bank's concentration on certain types of banking products. The specifics ...
Added: October 30, 2023
Karminsky A. M., Nikolay Voytov, Procedia Computer Science 2022 Vol. 199 P. 572–579
In the article the notion of an “ecosystem” and its taxonomy are examined as well as an eventual development of the so-called platform ecosystems. Based on heuristics methodology, a formalized model of an ecosystem is built and put into simulation, its results then compared to the status of Russia’s platform ecosystems. ...
Added: June 14, 2023
Belousova V., Chichkanov N., Grigoriy Gashnikov et al., Foresight and STI Governance 2023 Vol. 17 No. 1 P. 7–17
Crisis situations, like the COVID-19 pandemic, have historically been identified as times of enhanced innovation and entrepreneurial activities. Innovation actors are required to respond quickly to a new situation bearing in mind the effects of actions across their network of partners and competitors as well as rising economic complexity. Indeed, first indications suggest that this ...
Added: March 24, 2023
Korolev N., Ilya Levitsky, Khorov E., IEEE Wireless Communications Letters 2022 Vol. 11 No. 12 P. 2546–2549
The upcoming IEEE 802.11be standard, known as Wi-Fi 7, introduces the multi-link operation, which allows a Wi-Fi device to transmit and receive packets via several links simultaneously. However, in some cases, e.g., when the spectral distance between two channels used by the links is small, cross-link interference caused by the transmission on one link can ...
Added: October 26, 2022
Polyakov K., Polyakova M. V., Zhukova L., Экономический журнал Высшей школы экономики 2022 Т. 26 № 3 С. 450–474
The profitability and sustainability of the bank in the long term is largely determined by
the quality of its management. Recognition of the importance of this factor is, for example, its inclusion
as one of the components in the CAMELS rating system, which has not lost its popularity
so far. At the same time, a direct quantitative assessment ...
Added: October 13, 2022
Omrani H., Oveysi Z., Emrouznejad A. et al., Journal of the Operational Research Society 2023 Vol. 74 No. 4 P. 1150–1165
Conventional DEA performs like a “black box” and provides no information about sub-processes. In some cases, such as banks, providing services is made up of interactive and interdependent processes. Also, in real world applications, inputs could be shared among these sub-processes. Moreover, due to the characteristics of some variables, such as number of employees, only integer values could be assigned to ...
Added: September 3, 2022
IEEE, 2022.
Continuing with the outstanding success of IEEE IEMCON, IEEE CCWC, IEEE UEMCON, IEMANTENNA we are proud to present IEMTRONICS 2022 (International IOT, Electronics and Mechatronics Conference) which will be held during 1st- 4th June, 2022 at Toronto, Canada, in online mode. Keeping in mind the pandemic situation prevalent globally due to Covid 19 and following ...
Added: July 20, 2022
Smetanin S., Komarov M. M., IEEE Access 2022 Vol. 10 P. 18886–18898
A growing body of literature has examined the potential of machine learning algorithms in constructing social indicators based on the automatic classification of digital traces. However, as long as the classification algorithms’ predictions are not completely error-free, the estimate of the relative occurrence of a particular class may be affected by misclassification bias, thereby affecting ...
Added: February 22, 2022