Роль доктрины обеспечительной каузы в применении судами норм о независимой гарантии

Закон. 2025. № 12. С. 54–66.

Volchansky M.

This article is devoted to the analysis of the doctrine of the securing
cause and its influence on the application of the provisions of the
Russian Civil Code concerning independent guarantees. Relying
on the fundamental importance of the concept of securing cause
(including the accessory nature of performance) in the context of
obligation security, the author critically reflects on the Civil Code’s
declarations of the independence of guarantees and offers an
explanation for the courts’ deviation from the established principle
of guarantee independence. According to the author, an independent
guarantee, as a form of security, must have a securing cause.
Therefore, judicial practice that allows the guarantor to invoke the
underlying obligation relationship as a basis for objections against
the beneficiary’s claims should be supported. However, such
reference may be considered justified only if the guarantor meets the
highest standard of proof for the grounds of the relevant objections.

Keywords: независимая гарантия, independent guarantee, securing cause, обеспечительная кауза