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Государственная поддержка цифровой трансформации малых и средних предприятий в Индии
The digital transformation of SMEs (small and medium enterprises) in India is crucial for boosting competitiveness, operational efficiency, and economic contribution. Also, it helps to address unemployment, regional disparities, and promotes sustainable growth of companies. However, SMEs face challenges like financial constraints, lack of digital skills, resistance to change, inadequate infrastructure, and cybersecurity issues. For example, over 70% struggle with funding, only 27% have trained personnel, and 35% face internet connectivity issues. This study explores the impact of government initiatives like Digital India, CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises), Digital MSME Scheme, and the National Digital Literacy Mission in overcoming these barriers. These efforts have significantly increased broadband access and provided collateral-free credit to mlns of SMEs. Continuous enhancement of such programs is vital for driving sustainable economic growth in India.