Перестраховочный рынок как способ обеспечения конкурентоспособности страхового рынка России
On December 25,2020, the second national Conference of researchers of economics, Business and society was held at the Higher School of Economics–Saint Petersburg. This event was associated with the discussion of academic and applied issues on the results and challenges that 2020 brought in various fields of science and practice: finance, economics, mathematics,education. The online conference was attended by researchers from universities in different Russian cities. Postgraduates and students from different universities, as well as practitioners from different fields of activity, contributed as co-authors. It is important that this event brought together all socially significant disciplines and became a platform for knowledge exchange, summing up the results of the year and building plans for future research. This collection contains abstracts of papers selected for participation in the conference program; selected articles are also included.
In this manual all the information presented in the form of illustrative material: inter-related schemes, tables, formulas. It consists of six thematic sections, covering various aspects of the insurance business: on the characteristics of the types of insurance to the financial analysis of the insurance company. The Handbook is an important contributing element to the author of the educational-methodical allowances (SAR): the abstract of lectures «Insurance business» and «Insurance» (test-tasks). The scheme-course you can use when reading the following disciplines: «Insurance», «Insurance of investment», «finances of insurance organizations and the analysis of the insurance operations», «risk Management», «Actuarial calculations and insurance». Students should be familiar with the basic economic categories, methods and tools of financial analysis. It is intended for students and listeners of the programs of higher professional education, training on the specialty «Finance and credit», «accounting and audit», «Economics and management at enterprises», «Management of organization».
To compete on value providers must embrace a series of strategic and organizational imperatives. How can health care providers create more effective strategies and improve their performance? The starting point for strategy is to define the right goal. For every health care provider, the primary goal must be excellence in patient value. Value is the health outcomes achieved per unit of value compared to peers. A provider's size, range of services, reputation, and whether it earns a comfortable operating surplus are secondary. Unless a provider is delivering value to the patients it serves, it is failing at its fundamental mission even if it is financially successful. A provider that delivers superior patient results will be in a position to prosper even in the current system.Patient value can only be measured at the level of medical conditions, and assessed relative to peers. Competence alone is not enough. A provider must be able to achieve results that compare favorably to others that provide similar services.Excellent value in some services does not offset mediocrity in others. Patients, not to mention the entire health care system, are not well served if providers maintain even one service line in which they do not achieve results equal to or better than peers. In value-based competition, excellence, not breadth or convenience, should shape the choice of services by providers and the overall configuration of the health care system. While the goal of patient value may seem self-evident, goal definition in health care delivery has been clouded by a variety of factors. Financial viability often appears as an important goal. But financial results are an outcome, not the goal in and of itself. A comfortable operating surplus cannot offset mediocrity in serving patients. In a value-based system, as we will discuss, excellent results will lead to more patients, greater efficiency, and higher margins.The starting point for developing strategy in any field is to define the relevant business or businesses in which an organization competes. Health care delivery is no different. Health care providers do not think of themselves as businesses, but they are in the business of providing services to patients.