Анализ изменений риск-ориентированной оценки финансовой устойчивости страховщиков
Despite the positive impact of the approach on the activities of the European insurance markets, researchers have identified numerous problems. Thus, one of the key problems was the unwillingness of insurers to meet new requirements. In this regard, disadvantages have arisen: a strong negative impact on small insurance companies due to the unwillingness to quickly increase their capital, lack of qualified employees, lack of an adaptation plan to the requirements, inadequate requirements for the asset structure, limiting the use of effective investments. Russian insurance companies also faced similar problems. The purpose of the work is to assess the feasibility of implementing a risk-based approach (ROP) in Russia. To do this, comparative and regression analysis will be applied. The expected result will be the identification of factors that have a significant impact on the solvency of Russian insurance organizations.