Влияние санкций на деятельность страхового рынка России / The influence of sanctions on the activity of the insurance market in Russia

Тарасова Юлия Александровна

Book chapter

Влияние санкций на деятельность страхового рынка России / The influence of sanctions on the activity of the insurance market in Russia

С. 89-103.

The aim of the research is to examine factors that have greater influence on the activity of the Russian insurance market. Focus on will be given financial indicators of insurance market (premiums and payouts). There is information regarding the deals on mergers and new financial instruments. Data for the study was taken primarily from interviews with managers of insurance companies, operating on the insurance market in Russia and the notes of financial analysts with the insurance of the Internet-portal «Insurance today».

Language: Russian

Full text (PDF, 546 Kb)

Keywords: insurers Refinancing microinsurance

In book

Влияние санкций на деятельность страхового рынка России / The influence of sanctions on the activity of the insurance market in Russia

Международные санкции: угрозы, вызовы и возможности для модернизации экономики России

СПб.: Издательство Политехнического университета, 2014.

Дисциплинируют ли российские заемщики свои банки?

Товар Г. Э. Вестник Московского университета. Серия 6: Экономика. 2013. № 4. С. 69-79.

The banking literature points out that, borrowers can discipline banks, because they are willing to pay a higher interest rate to highquality banks. Borrower continuously need credit, which is better to require in highquality banks, with higher capital/actives ratios, because these banks are solvents and exert adequately corporate governance. With a discriminant analysis, we found evidence in favor of this hypothesis in the Russian banking system.

Added: Jan 23, 2014

Кейс-анализ российских сделок по слиянию на страховом рынке

Тарасова Ю. А. Финансы и кредит. 2014. № 8. С. 47-51.

The article presents information on important features of mergers and acquisition. It includes a synopsis of the literature, the main (incentive) causes of deals and typical problems involving fallacies and self-deceptions on investment transactions. The aim of research is a case analysis on investment deals that took place at the Russian insurance market. It should be noted that this will have to make some assumptions based on no-systematized (disparate) the data on the deals. Data for the study was taken from interviews with managers of insurance companies, operating on the insurance market in Russia, and from foreign sources, the list of which is presented at the end of the article.

Added: Feb 3, 2014

Страхование и управление рисками: проблемы и перспективы

М.: Проспект, 2017.

The monograph includes selected articles of the studies on the theory and practice of insurance and risk management in Russia and abroad. The modern condition and perspective directions of scientific researches in the field of insurance, risk management insurance education. The monograph allows to obtain a fairly complete picture of the most pressing issues in the field of insurance business, as well as about directions of finding possible answers to them. The book is intended for senior students, postgraduates and teachers of economic universities, researchers and practitioners interested in the issues of insurance, risk management, and insurance.

Added: Dec 15, 2016

Стратегии сделок по приобретению на страховом рынке России

Тарасова Ю. А. Финансы и кредит. 2013. № 29(557). С. 62-68.

For the last two decades the majority of conducted investment deals in the Russian insurance market have been unsuccessful. However the number of such deals has been increasing. The goal of this study was therefore to investigate possible reasons for grow of investment deals in insurance market of Russia. For this mergers and acquisitions (M&As) deals were analyzed. The main focus was on M&As strategies in the field of the Russian insurance market. Results of the study showed the presence of common features, strengths and weakness of the Russian deals for the acquisition. This suggests that the use of results of this study will help to predict the situation on investment deals in the insurance market of Russia.

Added: Aug 30, 2013

Выявление факторов, влияющих на распространенность микрострахования в развивающихся странах

Попова Е. Ф., Тарасова Ю. А., Шаповалова А. О. В кн.: Сборник научных трудов Санкт-Петербургской конференции исследователей в сфере экономики, бизнеса и общества: итоги 2019 года. СПб.: Национальный исследовательский университет "Высшая школа экономики", 2019. С. 85-95.

For the first time, microinsurance appeared as an additional service for micro-crediting the population in India, but later became a separate structure. Dror and Jacquier (1999) described microinsurance as a source of social protection for the part of the population that has unequal access or refuses to participate in social life, but is not always poor. An interesting work is the study by Biener, Christian (2011), which justifies the effectiveness of microinsurance. If we talk about a two-level approach to the characteristics of this type of activity, then, on the one hand, the prefix "micro" focuses on the low level of society on which this tool operates. On the other hand, it means insignificant expenses both for the insurance company (in the form of payment) and for the policyholders (payment of the premium). At the same time, the amount of premiums collected can be quite significant. Accordingly, the reasons for the spread of this mechanism are of interest, which determined the purpose of the work - to identify factors that affect the choice of microinsurance by the population of a number of countries. Developing countries were selected for the study: Africa, Asia and Oceania, Latin America and the Caribbean. An additional result is the justification of the reasons and arguments for the need to create and further develop microinsurance in Russia as a social protection mechanism. The study will use comparative and regression analysis. Various scientific articles from periodicals, monographs, reports of micro-insurance organizations, and Internet resources were used in the research.

Added: Feb 10, 2020