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News
August 18, 2026
HSE Scholar Presents Research on Postcards in Brazil and South Korea
Timur Khusyainov, Deputy Dean of theFaculty of Humanities atHSE University–Nizhny Novgorod, took part in two international conferences—the XVI World Congress of Rural Sociology in Porto Alegre, Brazil, and the 36th Annual Conference of the Alliance of Digital Humanities Organisations (DH2026) in Daejeon, South Korea. On his way to the conferences, the researcher also visited several other places, where he presented the experience of the Pochtovoe educational project.
August 18, 2026
Physicists Discover What Happens Inside a Stable Vortex
Large vortices with characteristic spiral arms are often observed in the atmosphere and the ocean. Physicists from HSE University have explained how these structures form and why they retain their shape. The researchers found that velocities at points located along the same vortex arc remain correlated even over long distances. At the same time, this correlation weakens rapidly with increasing distance from the vortex centre. These differences help explain the formation of spiral arms and may improve models of atmospheric and oceanic currents. The findings have been published in Physical Review Fluids.
August 17, 2026
‘I Dream of Simple Things
Anastasia Gergenreter specialises in applied statistics and econometrics. In this interview for the Young Scientists of HSE University project, she talked about why she studies addictive substance use, two very different Fishers, and the cherry blossom season at the Main Botanical Garden in Moscow.

 

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?

Financial Innovation and Financial Risks

Procedia Computer Science. 2022. Vol. 214. P. 441–447.
Andrey Egorov

This study examines research on the role of financial innovation in banking and its implications for a bank's financial soundness. A literature review and mathematical simulation was carried out in Excel, to examine and identify the relationships between financial performance and efficiency and stability. The simulation is divided into 4 parts: 1) the bank is not innovating, 2) the bank is innovating to reduce costs, 3) the bank is innovating to stimulate demand, 4) the bank is innovating to reduce costs and stimulate demand. The use of simulation allows you to obtain comparable data for any period.

Analysis and simulation results show that innovation leads to different consequences. Cost cutting innovations help the bank to increase its equity capital faster and reduce risks. On the other hand, innovations that stimulate demand lead to an increase in income and a decrease in the share of equity capital. The study allows researchers to better assess the impact of modern innovations in the banking sector. As far as the authors know, this research format is one of the most promising areas of research in economic activity in general, and banking in particular.

Research target: Economics and Management
Language: English
DOI
Text on another site
Keywords: innovationrisks bankingdigital technologiesEfficiency
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