Актуальные проблемы и подходы к построению системы управления нефинансовыми рисками
The detailed review of the historical features of the development of insurance, insurance of modern terminology, as well as the functions, principles and security features; We analyzed the modern types of insurance with an emphasis on the nuances of the contractual relationship, given their different classifications; given the characteristics of financial and economic bases of insurance activities; described by the tariff policy of the insurer with a slight indentation in the actuarial calculations; and also shows the types of formed insurance reserves and characteristics of the investment policy of the insurance organization. Particular attention is given to the practical side: a huge database of abstracts on topics challenges, opportunities to create business process and conduct SWOT-analysis for the insurance company, as well as the decision of cases. The content of the textbook meets the current requirements of the Federal state educational standard of higher education. For bachelors and masters students of the educational program "Economy". The textbook is of interest not only to students, but also those interested in this kind of activity as insurance.
In this article one соuld find an attempt to analyse critically the typical expert evaluations, some popular political rankings and ratings of the efficient lobbying and effective GR-management in the contemporary Russia.
The article consists of short characteristics of the topicality of SWOT analysis in the contemporary conditions of economy and planning. SWOT analysis is a method of strategic planning used for assessment of factors and effects, influencing the company. In the article the organization department (University department) is studied thoroughly. As a result of the SWOT analysis the ranking matrix was built and the conclusion of the importance of the specific factors was made. Additionally the authors analysed methods of avoiding threats and using strengths for opportunities realization. According to the analysis made, the conclusion was the following: for the moment the department doesn’t have any critical factors which can lead to negative consequences.
The paper examines the structure, governance, and balance sheets of state-controlled banks in Russia, which accounted for over 55 percent of the total assets in the country's banking system in early 2012. The author offers a credible estimate of the size of the country's state banking sector by including banks that are indirectly owned by public organizations. Contrary to some predictions based on the theoretical literature on economic transition, he explains the relatively high profitability and efficiency of Russian state-controlled banks by pointing to their competitive position in such functions as acquisition and disposal of assets on behalf of the government. Also suggested in the paper is a different way of looking at market concentration in Russia (by consolidating the market shares of core state-controlled banks), which produces a picture of a more concentrated market than officially reported. Lastly, one of the author's interesting conclusions is that China provides a better benchmark than the formerly centrally planned economies of Central and Eastern Europe by which to assess the viability of state ownership of banks in Russia and to evaluate the country's banking sector.
The paper examines the principles for the supervision of financial conglomerates proposed by BCBS in the consultative document published in December 2011. Moreover, the article proposes a number of suggestions worked out by the authors within the HSE research team.