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Article

Накопительные системы пенсионного сбережения: опыт Нидерландов, Дании и Швеции

Пудова Д. О.

Importance Funded pension schemes in OECD countries.

Topic Experience of introduction of funded pension systems in the Netherlands, Denmark and Sweden.

Aim The main purpose of the article is to conduct a comparative analysis of existing international practices and methods of involvement of citizens in the mandatory/quasi-mandatory pension systems using experience of OECD countries (for example, Sweden, Denmark and the Netherlands).  

Objectives Following this goal, the first part deals with description of mandatory/quasi-mandatory mode of formation of pension plans. Secondly, author analyses and generalizes the experience of the Netherlands, Sweden and Denmark.

Methodology To perform the formulated tasks author uses information, analytical materials and the legal documents of the OECD countries.

Results Based on the analysis of the best international practices of pension schemes’ coverage, the results demonstrate the scientific and methodological foundation for implementation of the best foreign practices of coverage by the mandatory/quasi-mandatory pension schemes in Russia.

Relevance Preparation of proposals in order to stimulate the development of private pension provision in the Russian Federation.

Conclusion Quasi-mandatory model of pension provision can be introduced only if its application provides significant benefits in terms of participation and coverage ratios, efficiency, distribution of risk burden and costs.