Особенности формирования деловых тенденций на рынке финансовых услуг в условиях стагнационного сжатия экономики
The article presents an overview of business trends in the financial services sector, based on the results of a survey held in 2013 by Higher School of Economics jointly with the Information and Publishing Center "Statistics of Russia". The methodology is based on an international practice of sectoral business tendencies monitoring taking into account peculiarities of the Russian econ-omy at the currant stage. More than 2.6 thousand top managers of financial institutions were questioned in order to obtain their estimates of the level and changes of key indicators. The analysis of opinions, sentiment and expectations of economic agents allowed to characterize the features and development trends of the sector in 2013, to identify the dominant constraints, as well as to form a short-term forecast for the first half of 2014. The study revealed that despite the stagnation of the Russian economy and ambiguous prospects for the world economy, financial market in general, according to his agents’ estimation, still retains stability and potential for fur-ther development. Endogenous systemic factors, mainly the uncertainty of the economic situa-tion in Russia, as well as legal and institutional problems, made more negative impact on finan-cial market than global environment.