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Политические риски динамики потребительского кредитования в России (анализ общефедеральных статистических показателей)
The credit institution is usually considered as an object of exclusively the economic sciences study. The author of the article, using the methodology of studying political risks, attempts to investigate objective indicators of three-way relationships (borrower, lender and regulator) which exist in consumer lending. The main forms of potential political risk in credit relations are given. By means of statistical data, the author substantiates the present situation of political risk, which consists in the unfavorable dynamics of consumer lending in modern Russia, and also assesses the measures taken by the Bank of Russia to minimize this risk. The conclusions are based on the cumulative feature of political risk and a rational model of political behavior.