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Another Approach of DeFi: P2P Smart Contracts
Ch. 14. P. 97–103.
Shaidullin A., Mikhail Komarov
The relevance of the chosen topic lies in the fact that in the modern world the role of technologies and alternative methods of providing banking services is constantly growing. This work is aimed at revealing the main indicators of the functioning of P2P lending, highlighting their advantages over classical centralized banks, as well as using smart contracts for implementation in the blockchain environment. The leading approach to the study of this problem is the analysis of the econometric and financial parameters of banks providing the P2P lending service (on the example of the Lending club company), the study of the smart contract functioning algorithm in P2P. The methodology for calculating credit risk was adapted for P2P lending, the main parameters affecting credit risk were disclosed, significant and insignificant indicators of the probability of default were calculated, an improved methodology was proposed for assessing the quality of a borrower based on a scoring model and applied in the blockchain environment.
In book
Vol. 2: CBI Forum and Workshop Papers. , IEEE, 2022.
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Added: November 30, 2025
Ионцев М. А., Финансы 2025 № 3 С. 41–47
Многие уверены, что децентрализованные финансы (DeFi) могут обеспечить сокращение числа посредников и обладают значительным инновационным потенциалом, однако DeFi также присущ ряд уязвимостей, некоторые из которых характерны для технологии распределенного реестра. Автор настоящей статьи полагает возможным разделить уязвимости и риски, связанные с DeFi, на шесть основных категорий. ...
Added: November 10, 2025
Ионцев М. А., Финансы 2025 № 1 С. 50–56
DeFi - сокращенно от "децентрализованные финансы" - это революционная концепция, целью которой является изменение традиционной финансовой системы за счет использования технологии распределенного реестра и смарт-контрактов. ...
Added: November 10, 2025
Stanislav Ivanovich Trofimov, Leonid Sergeevich Voskov, Mikhail Mikhailovich Komarov, , in: ICBTA '24: Proceedings of the 2024 7th International Conference on Blockchain Technology and Applications.: NY: Association for Computing Machinery (ACM), 2025. P. 42–48.
The development of the Intelligent Transportation System (ITS) is penetrating many economies around the globe. Various researchers in both industry and academia are looking into more efficient management of both vehicles and related data processing aspects. A vast trend related to the latter part is the distributed data processing of the transmitted data. This article ...
Added: January 18, 2025
Shaidullin A., Воронюк А., Komarov M. M., Финансы и бизнес 2024 Т. 20 № 3 С. 3–18
Added: September 12, 2024
Vialtsev M., Komarov M. M., , in: 2023 IEEE 25th Conference on Business Informatics (CBI).: Prague: IEEE, 2023. Ch. 20 P. 188–195.
The sharing economy has shown significant growth in recent years, reinforced by the emergence and success of companies like Uber, Airbnb, eBay, etc. Consistently, it is attracting more and more attention from both the business and academic communities, which in turn are driving the development and adoption of new technologies in the sharing economy, such ...
Added: September 12, 2023
Prokhorov V., Васильев П. С., Жгулёва Е. А., Логистика 2020 № 3 (160) С. 44–48
In present article the practices of using innovative blockchain transport technologies and smart contracts in Maritime transport are examined, companies that provide logistics services using these technologies are analyzed, successful examples of their implementation are also presented. ...
Added: May 15, 2023
Umar Z., Onur P., Choi S. et al., Pacific-Basin Finance Journal 2022 Vol. 76 Article 101876
This study examines how the COVID-19 pandemic has affected the connectedness between non-fungible tokens, decentralized finance coins, traditional financial assets, and cryptocurrencies. We employed a time-varying parameter vector autoregressive based frequency-dependent network connectedness approach to investigate return and volatility spillover effects between assets in time and frequency domains. The findings show that both the returns ...
Added: November 8, 2022
Shaidullin A., Вестник Московской международной высшей школы бизнеса МИРБИС 2019 Т. 17 № 1 С. 128–139
Abstract. The relevance of the chosen topic is that in the modern world the role of technologies and alternative methods of banking services is constantly growing. Competition between different banks is increasing, and there is a need to resort to increasingly risky methods of doing business. The purpose of the work is to develop principles ...
Added: September 29, 2021
Kolesova A., Presnyakova A., , in: ANNUAL GSOM EMERGING MARKETS CONFERENCE 2019.: St. Petersburg: St. Petersburg State University Graduate School of Management, 2019.
In the modern world of digital technologies, the financial function should be flexible, forward-looking and facilitate prompt decision-making. The face of the financial services industry has been experiencing radical changes led by technologies over the past few years and the world of finance is rapidly changing, becoming digital. This research provides an analysis of the ...
Added: November 25, 2020
Erahtina O. S., Kondrateva K., Кукаркин И. А. et al., Информационное общество 2019 № 4-5 С. 61–71
A number of processes automated by various information technologies in law are growing dramatically. The article deals with the elaboration of the information system, which automates share purchase and sale of the close corporation using Blockchain 2.0. The study gives the analysis of Blockchain application in various spheres. Requirements to the information system are formalized. ...
Added: November 28, 2019
Davydov V., Халилова М. Х., , in: IOP Conference Series: Materials Science and EngineeringVol. 497.: Institute of Physics Publishing, 2019. P. 1–6.
The article is devoted to the characterization of a business model for creating a digital platform for tokenization of assets on financial markets. The areas of application of tokenization of assets for financial market participants are considered. The legal framework is given, and the financial model using tokenization of the credit portfolio of a commercial ...
Added: October 29, 2019
Katkova Y., В кн.: Материалы Международного молодежного научного форума «ЛОМОНОСОВ-2019».: М.: МГУ, МАКС Пресс, 2019. С. 1–3.
Работа посвящена анализу краудлендинга в России и поиску характеристик, оказывающих влияние на успешность привлечения кредитования. ...
Added: October 25, 2019
Myalo A., Глухов Никита Юрьевич, Finance: Theory and Practice 2019 Vol. 23 No. 5 P. 30–49
Since 2013, Initial Coin Offerings (ICO) have allowed companies to attract financing with the help of cryptocurrencies. Statistics of ICO shows that the ICO market is increasing and demand for funds continues to grow with claims of over $ 15 billion raised in the first half of 2018. The increasing volumes of investment in ICO ...
Added: October 19, 2019
Zharova A. K., Elin V., Вестник Академии права и управления 2019 № 2 (55) С. 59–66
he article reveals a number of aspects of digital fiancial assets in the form of cryptocurrencies as a subject of legal regulation taking into account the mechanism of cryptocurrency formation and peculiarities of its use in economic activity. The analysis of approaches of public authorities of the Russian Federation to cryptocurrency as a means of ...
Added: September 20, 2019
Aleksandr Lazarenko, Sergey Avdoshin, , in: Proceedings of the Future Technologies Conference (FTC) 2018 Volume 2Vol. 2.: Cham: Springer, 2019. P. 368–384.
This paper reviews successful cyberattacks on the Blockchain industry. The first successful attack was conducted in 2011. Since then the attention and number of attacks against the Blockchain industry have grown
exponentially. Group-IB collected and investigated incidents and has provided analysis below on the main types of successful theft conducted by hackers. ...
Added: October 31, 2018