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Система страхования вкладов в России: выгоды и потери банков и вкладчиков
С. 44–46.
Туронок Н. А.
Language:
Russian
Keywords: вклады физических лиц
In book
СПб.: Отдел оперативной полиграфии НИУ ВШЭ – Санкт-Петербург, 2012.
Bondarenko M., M.V. Semenova, A.A. Balsevich, The Journal of the New Economic Association 2025 No. 3(68) P. 53–77
This study investigates Russian banks’ strategy of infl ating deposit interest rates in attempt to raise additional funds before leaving the market. We use unique data on bank-level deposit interest rates for various maturities from 2015 to 2016, along with bank fundamentals. Unlike previous studies that rely on implicit deposit interest rates, we utilize data ...
Added: October 15, 2025
Popova P., Semenova M., Sokolov V., / Series WP BRP "Series FE "Financial Economics"". 2023. No. WP BRP 92/FE/2023.
The COVID-19 pandemic caused a significant change in the consumption, savings, and
employment patterns of individuals. This study investigates the reaction of individual bank
depositors to the spread of COVID-19 from the perspective of the outflow of retail deposits and the
shift in their maturity structure across Russian regions which were differently hit by the pandemic.
Exploiting the cross-regional ...
Added: August 14, 2023
Semenova M., Shapkin A., / NRU Higher School of Economics. Series FE "Financial Economics". 2016. No. 57/FE/2016.
Market discipline in the personal deposit market is of great importance for regulators. In developing economies, which rely much and are dependent on the dollar and euro, changes in the currency structure of the deposits may be strategic and work as an additional disciplining mechanism. Our study sheds light on this mechanism of currency shifts ...
Added: October 22, 2016
Сведенцов В. Л., Финансы и кредит 2010 № 43(427) С. 34–38
В статье отмечается, что в связи с кризисными явлениями в мировой экономике проблема привлечения средств населения в банки приобрела в последнее время еще большую актуальность. В статье проанализированы различные аспекты банковской деятельности по привлечению вкладов населения, особо выделена проблематика ограничений по максимальной депозитной ставке, определены наиболее актуальные тенденции рынка розничных депозитов. Сделан вывод о том, ...
Added: October 12, 2012
Колесникова Е. Н., Регион: Экономика и Социология 2010 № 2 С. 154–167
The paper analyses how the individuals' deposits influences the resources of Russian banks. We show that the depositors panic in the crisis has a serious effect on stability of both bank and national bank system. We show the tendencies how the volume and structure of individuals' deposits change; how to avoid the rash of withdrawals ...
Added: September 28, 2012
Pyle W., Schoors K., Semenova M. et al., Eurasian Geography and Economics 2012 Vol. 53 No. 2 P. 267–284
An international team of economists examines the factors influencing the behavior of Russian depositors in the immediate aftermath of that country’s 1998 financial crisis, drawing upon two largely unutilized data sources—data from the Russian state savings bank Sberbank and a November 1998 household survey. After first reviewing the evolution of the household deposit market during ...
Added: May 22, 2012