БАНКОВСКАЯ СИСТЕМА ИСПАНИИ: ИСПЫТАНИЕ КРИЗИСОМ

Международная экономика. 2018. № 6. С. 51–60.

Sidorenko T.

In the period of the most prolonged economic recovery in Spain's modern history, which lasted from the mid-1990s until the beginning of the global financial and economic crisis of 2008-2009, the national banking system, consisting of banks, savings banks and credit cooperatives, played a leading role in stimulating economic growth, the locomotive of which was the development of the construction industry. However, in the context of the crisis, its excessive orientation towards lending to construction organizations and mortgage loans to the population turned into a time bomb, which provoked a crisis in the country's banking system, which experienced no significant losses during the first years of the crisis. Measures taken in the period from 2010 to 2012 by the government of Spain and the European Central Bank gave a positive result, which was reflected in the transition of the country from 2014 to the trajectory of economic growth.

Keywords: банки, банковская система, Испания, banking system, сберегательные кассы, кредитные кооперативы, мировой финансово-экономический кризис 2008-2009 гг, реформирование банковской системы