Russia: Bank Assistance for Social Protection
Life insurance is one of the substitute investments for social protection at the micro level for individuals and households. Like state social insurance, life insurance mitigates the social risks of aging, unemployment, reduced health, poverty and simultaneously saving for future well-being. Such social reasons and social surroundings and common economic factors affect life insurance. Demographic pressure with the aging of the population, the transformation of social protection and the influence of information and communication technologies impact the social determinants of life insurance. In this work, we assess the relationship between life insurance premiums and social indicators: demographic, labour and social protection in 24 countries of the European Union in 2007–2017. We found that the Gini index, health-care expenditures and average wages have the largest influence on life insurance. Other determinants, such as old dependency and life expectancy ratios, replacement of unemployment, population growth and self-employment, did not show a significant relation with life insurance. When analysing countries, we found a more precise picture: the selected social indicators have a significant impact on life insurance in the Netherlands, Greece and Italy and the smallest in Norway, France and Slovakia. The findings provide policy implications for the development of life insurance in the European Union, as well as for social policy and social insurance.
10.09.91 История государства и права отдельных стран03.23.55 История России новейшего времени (с XX в.)
Dorena Caroli has written a rich study of Soviet “social protection” in the first two decades of the fledgling Soviet regime.1 A historical treatment of this long‑neglected subject is particularly timely today, as Russian policy‑makers review the scope of their system of social protection. Imaginatively and thoroughly researched in archival, published and unpublished sources, Caroli’s book will be a “go‑to” resource for historians interested in social policy in inter‑war Russia.
The book presents materials of the section of labour law and law of social protection organized during XIV Annual international scientific conefrence of the Law faculty of the Lomonosov Moscow State University and the V International scientific-practical conference "Kutafinskie chteniya" of the Kutafin Moscow Stat Law University "Constitutionalism and legal system of Russia: results and perspectives" which took place at the Law faculty of the Lomonosov Moscow State University November 26-28, 2013. The topic of the section was "Constitutional basics of the labour law and the law of social protection". The book contains articles of russian and foreign scientists - leading specialists in labour law and law of social protection; difefrent points of views are represented concerning most actual and discussant problems of its development. The book is assigned to scientists, lectureres, students and all interested in labour law and law of social protection.
This third and last open access volume in the series takes the perspective of non-EU countries on immigrant social protection. By focusing on 12 of the largest sending countries to the EU, the book tackles the issue of the multiple areas of sending state intervention towards migrant populations. Two “mirroring” chapters are dedicated to each of the 12 non-EU states analysed (Argentina, China, Ecuador, India, Lebanon, Morocco, Russia, Senegal, Serbia, Switzerland, Tunisia, Turkey). One chapter focuses on access to social benefits across five core policy areas (health care, unemployment, old-age pensions, family benefits, guaranteed minimum resources) by discussing the social protection policies that non-EU countries offer to national residents, non-national residents, and non-resident nationals. The second chapter examines the role of key actors (consulates, diaspora institutions and home country ministries and agencies) through which non-EU sending countries respond to the needs of nationals abroad. The volume additionally includes two chapters focusing on the peculiar case of the United Kingdom after the Brexit referendum. Overall, this volume contributes to ongoing debates on migration and the welfare state in Europe by showing how non-EU sending states continue to play a role in third country nationals’ ability to deal with social risks. As such this book is a valuable read to researchers, policy makers, government employees and NGO’s.
This paper presents the analysis of moral aspects of representation in school textbooks socially vulnerable groups. Theories of the sociology of morality, sociology of emotions, as well as sociological approaches to the understanding of the phenomenon of otherness and discourse analysis form the theoretical frame of the analysis. The empirical base of the research consists of textbooks on the subjects "World around us" and "the Social Studies". Consideration of the examples of the representations of socially vulnerable groups in school textbooks made possible to trace a) change the representation of the topic in textbooks aimed at different age groups, b) to identify the degree of similarity in the representation of different groups United by the category of "social insecurity".
The paper examines the structure, governance, and balance sheets of state-controlled banks in Russia, which accounted for over 55 percent of the total assets in the country's banking system in early 2012. The author offers a credible estimate of the size of the country's state banking sector by including banks that are indirectly owned by public organizations. Contrary to some predictions based on the theoretical literature on economic transition, he explains the relatively high profitability and efficiency of Russian state-controlled banks by pointing to their competitive position in such functions as acquisition and disposal of assets on behalf of the government. Also suggested in the paper is a different way of looking at market concentration in Russia (by consolidating the market shares of core state-controlled banks), which produces a picture of a more concentrated market than officially reported. Lastly, one of the author's interesting conclusions is that China provides a better benchmark than the formerly centrally planned economies of Central and Eastern Europe by which to assess the viability of state ownership of banks in Russia and to evaluate the country's banking sector.
The paper examines the principles for the supervision of financial conglomerates proposed by BCBS in the consultative document published in December 2011. Moreover, the article proposes a number of suggestions worked out by the authors within the HSE research team.