Особенности банкострахования на российском финансовом рынке
For the last decade the Russian Government has been pushing through wide-ranging reforms with the aim to join the exclusive club of the world’s prominent financial centres. One of the latest changes, the creation of the financial “mega-regulator”, which will be responsible for supervision of the hole financial market, marks a turning point in this ambitious process. This article leads the reader briefly through the legal aspects of financial regulation in Russia and recent reforms in this field.
This paper described the mainstream of bankinsurance. Bankinsurance, as a new product, illustrates the development of the Russian financial market. In the Russian market relations between insurance companies and banks can be assessed approximately. Following methods are used: the coefficient analysis, the ranking. The results obtained suggest that the Russian bankinsurance market is developing rapidly and intensively. In developed countries, convergence of insurance companies and banks in the key issues are similar with the ones in the largest Russian cities. Such integration is represented by various types of association: mergers, acquisitions, strategic alliances, financial supermarket. Moreover, we support a suggestion that combination of insurance and financial-banking technologies is often a cause for creation new risk-management methods.
The article considers the possibility of achieving financial stability of insurance companies. Of greatest interest is the increase of the Charter capital through investment transactions. Highlighted the major features of such deals, as well as peculiarities of their implementation on the Russian market. Examples of the typical mergers and acquisitions. Are their advantages and disadvantages.
This article presents the results of theoretical and empirical study in which athe authors constructed and tested a multifactor model of the Russian stock returns. This model was imroved by corerecting for autocorrelation in residuals and checking for autoregresive conditional heteroscendasity. The article counter conventional wisdom that study of the Russian financial system is necessary plagued by instability of interdependencies.
There are historical features of mergers and acquisitions. Characteristics are given to modern investment transactions in the insurance market of Russia.