The author has analyzed the structure, role of the Central Bank of the Russian Federation in the banking system of the Russian Federation and identified the main directions of its activity. The notion of "stability of the national banking system of the Russian Federation" has been specified. The types, attributes of its stability, the methods of assessment of sustainability have been identified; its problems have been revealed on the basis of assessment of the major features. The author suggests a model of probability of the bank’s bankruptcy as an element of stability of the Russian Federation banking system.
On the basis of statistical balances and turnovers subaccounts Russian banking system built description liquidity needs of banks. Initial accounts combined into 35 units (which include loans and deposits by macroeconomic agents) are ranked by the rate of turnover. Based on this classification, there is a group of units that characterize the level of liquidity in the banking system . It is shown that the use of information about the turnover of aggregates can significantly extend the class of models needs of the banking system 's liquidity. Econometric model is presented describing both balances and transactions liquidity. The model is calibrated on monthly data from January 2007 to June 2013. The observed pattern previously linking volume of loans granted by the banking system, and accepted deposits can be explained by balancing units having turnover rate of the same order.