The paper introduces to results of sociological surveys of heads of insurance companies working under mandatory health insurance system. The surveys were carried out by the National Research University «Higher School of Economics» in 2012 (joint with the Federal Obligatory Medical Insurance Fund) and in 2014. Data analysis shows that a considerable part of these organizations hasn’t already serves only passive middlemen in the allocation of funds. But their impact on planning of medical care volume in the mandatory health insurance system and on improvement of quality of medical care is very modest.
This article continues the publication of results in study of employers' relation to the health protection of their employees that was performed by the National Research University at the Higher School of Economics. An Information basis of the study included the data of sociologic questioning performed in 2010 for directors of big and medium enterprises and organizations of various economy branches. The obtained results are evidence of the fact that 38% of questioned enterprises and organizations entered into contracts of voluntary medical insurance and 10% had direct agreements with medical institutions. In spite of economic crisis consequences only an insignificant part of employers reduced expenses for agreements of additional medical aid provision for their employees in 2010, or decreased a scope of employees by these agreements. The overwhelming majority of employers sow positive results in investments of own funds into additional medical aid for their employees. In a majority of cases the employers embraced all employees in agreements of voluntary medical insurance and completely paid polices. Therein the employer placed the greater financial responsibility on employees themselves the higher the level of professional risk of work is at the enterprise.
A ways of legal protection against modern medical risks are investigated in a paper. It is shown that these risks are substantially connected with medicine modernisation. The German and modern Russian system of legal institutes of protection against industrial accidents undertakes as model of legal protection against modern medical risks. These institutes are intended for protection from similar modernisation risks and successfully function already during enough long time.