The article deals with a model of the dynamics of aggregate banking assets to GDP in the Eurasian Economic Union member states based on the logistic equation. A fuzzy Mamdani model is applied to measure the extent to which this dynamics has an effect on Capital Adequacy Ration as a regulatory standard. Based on this model we consider scenarios of transition to regulatory standards recommended by the Basel Committee on Banking Supervision in the framework of Basel III transformation.
The object of the article is the topical problem of regional economy - development of the tax mechanism of stimulation of available crediting by banks of subjects of the Russian Federation. The article discusses the mechanism of binding of taxable profit to the value of indicator of the current liquidity through the reserve on possible losses under loans, attributable to bank expenses.
Monograph by S. Khasyanova «Upgrading Banking Regulation and Supervision in Russia in the line with International Standards» is devoted to the study of the development of banking regulation and supervision in Russia on the basis of international principles and standards. The process of implementation of international principles and standards of banking regulation in the Russian Federation and the following consequences are analyzed in the context of financial stability. Particular attention is paid to macroeconomic regulation and development of prudential regulations and requirements for banks, taking into account banking sector peculiarities. The regulation of systemic risk, identification of systemically important banks and applied to them a particular regulatory regime were investigated. The Deposit Insurance System and its role in enhancing the stability of banks as well as its directions of improvement are also considered in the study. The book is intended for professionals in the field of finance and banking, teachers and students of universities’ economic and financial departments.
The processes of Eurasian regional consolidation imply mainstreaming of the EAEU member state banks in the integration processes. However, strengthening their integration potential as a factor of financial stability will largely depend on the consistency and soundness of the regional model of banking regulation in the ‘mini-Basel III’ framework. Heterogeneity of national regulatory regimes, protectionism-centered regulatory policies, and lack of authority duly empowered to coordinate the process of regulatory regionalization do inhibit the development of the Eurasian regulatory mechanism. We therefore conclude that alignment of national banking regulation mechanisms is the only approach to minimization of systemic risks and ensuring financial stability in the EAEU. We also propose actions and steps that to our strong belief will optimize the alignment of the EAEU national regulatory regimes.