This article focuses on the reverse mortgage as a tool to enhance the well-being of the elderly by providing a way to use owned and occupied real estate to generate income in retirement. We describe the key features and history of the reverse mortgage program in the United States, with a particular focus on the types of mortgages offered, state support for the program, consumer protection and lender regulation. We compare the US experience to that of the other countries with developed reverse mortgage markets, such as the UK, Australia and Canada.
The introductory chapter to the volume devoted to diversity of the forms and practices of religious life in the post-Soviet space, aims to explain the success and rapidity of the process of religious revival in the former Soviet Union. It argues that religious revival of the 1990s was geared-up by return of material representations of religion, in the form of cultural heritage, into the Soviet public sphere. This new turn, "retrospective turn", started after the WWII with efforts of Soviet intellectuals, artists and writers who were critical about results of Soviet modernization.
The experience in studying and teaching cultural history of two Christian traditions, Byzantine-Orthodox and Latin, has been presented; peculiar interest has been reserved for social and cultural functions of soteriological, eschatological and politico-theological doctrines.