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Article

Динамика пенсионных стратегий и пенсионного поведения россиян в 2005-2018 гг

The ageing population in Russia has led to a shift from distributive pay-as-you-go financed pension system into a multi-pillar one. In 2002, individuals were given the opportunity to form and manage their individual pension funds. Since then, reforms have continued. The purpose of this paper is to reveal how the views and attitudes of working-age Russians regarding retirement have changed over a period (2005-2018). Research was done using the survey data «Monitoring of the financial behavior of Russians (2009-2018)» (NRU-HSE), «Monitoring of financial activity of population (2005)» (ZIRCON) and Initiative Study of NAFI (2007). Despite the demographic, economic, and institutional changes that have taken place, individual pension strategies have not changed for the better, fewer Russians are confident in 2018 that they will have enough money for living after retirement, the number of those who expect to receive additional income has reduced, financial retirement strategies have not become common.