ПРОБЛЕМНЫЕ АСПЕКТЫ АРЕНДЫ ЖИЛЬЯ В РОССИИ
In this article the author examines the current approaches to lease premises in Russia and in Moscow in particular. The solution to this problem, the author sees the possibility of building a new home. Another way to attract qualified staff is the creation tenements for those who cannot immediately enrolling a good job, start paying mortgages, even part of them. The favorable conditions for the construction of individual and apartment buildings were shown.
The paper studies a problem of optimal insurer’s choice of a risk-sharing policy in a dynamic risk model, so-called Cramer-Lundberg process, over infinite time interval. Additional constraints are imposed on residual risks of insureds: on mean value or with probability one. An optimal control problem of minimizing a functional of the form of variation coefficient is solved. We show that: in the first case the optimum is achieved at stop loss insurance policies, in the second case the optimal insurance is a combination of stop loss and deductible policies. It is proved that the obtained results can be easily applied to problems with other optimization criteria: maximization of long-run utility and minimization of probability of a deviation from mean trajectory.