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Article

ОБ ОЦЕНКЕ КРЕДИТОСПОСОБНОСТИ КОНТРАГЕНТА НА РЫНКЕ МЕЖБАНКОВСКОГО КРЕДИТОВАНИЯ

Деньги и кредит. 2016. № 7. С. 31-38.
Марковская Е. И., Васильева А. С.

The primary goal of this article is to present the results of our research which is aiming to the development of the algorithm of making decision on issuance of credit. The organizational and economic mechanism for assessing the creditworthiness of the counterparty in the interbank lending market is developed basis on algorithm. This mechanism includes a way of interaction of divisions which participate in delivery’s organization of the interbank credit, the necessary document for effective activity in the interbank market, segments of the market, types of the interbank credit, estimation’s technique of a borrower’s financial condition. As a result, commercial banks can avoid risk of money’s non-return from contractors in the interbank market.